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  1. P

    I'm 53 and almost ready but need some suggestions.

    Oh for sure, it's all about priorities. Do you see that amount as too high for the amount we have saved? I realize it's more then the traditional 4% but at 62 we will fall well below the 4%.
  2. P

    I'm 53 and almost ready but need some suggestions.

    Good thought. Thanks for the suggestion.
  3. P

    I'm 53 and almost ready but need some suggestions.

    The $20k is income. I've checked with my 401k provider at work and if I retire the year I turn 55 I can access my 401k penalty free. I agree on the Roth but unless I'm missing something it would help us qualify for ACA.
  4. P

    I'm 53 and almost ready but need some suggestions.

    Yes i will have to count the rental income.
  5. P

    I'm 53 and almost ready but need some suggestions.

    Thanks Dtail. I have checked out healthsherpa.com and its about a $900 difference if you stay below $65k. If I use the rental income instead of the Roth to bridge the gap from $64k to $84k it will counted as regular income where the Roth does not. That's my understanding anyways. I'll have...
  6. P

    I'm 53 and almost ready but need some suggestions.

    My wife and I hope to retire in the early part of 2020. Here is a quick run down on our financial picture: Roth Ira $280k invested in vanguard sp500 index my $401k $740k invested in vanguard sp500 index DW $401k $130k invested in ( need recommendation for bond fund ) Etrade...
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