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  1. J

    Dory36 moving ashore!

    We do, but not in a stinkpot! ;D See http://wind-angel.com
  2. J

    Health Insurance

    What I'd really like is a plan like what I've got now, a ppo plan that does an aggressive negotiation with providers. I just got a bill from the lab for my blood work and it was nearly $400 (Yeah, I'm not in perfect health) but the negotiated fee for services was less than $100. If I went on my...
  3. J

    Pre-Retirment Investing Strategy

    From all that I've read or heard from people I respect, I'd have to say anuities do not belong in IRAs generally. I'm sure there are exceptions, but I've never heard/read what they might be. Anuities benefit the salespeople/ Insurance companies as much or more than investors. My educated (?)...
  4. J

    Question on applying the 4%

    I see the 4% tossed around a lot and understand it's fundamentals, almost. Let's say you've got $1M 4% is $40k. Does that mean I'll take $40k (increased a bit by inflation) each year? Or does that mean I get 4% of what's left at the end of each year? Or something else? Thanks, Jim.
  5. J

    Where to invest 30k for aging novice?

    If it is for less than 5 years, it doesn't belong in the stock market. I assume he doesn't want to invest it longer than that or he'd have given it to his friend. If it is longer, I'd have to parrot the party line and go for a S&P 500 index. Less than 5, split it into 5 pieces and by 1 each 1...
  6. J

    Hi, y'all

    I'm working for a company that will become extinct within the next year. Of that I'm sure. Since I am in IT and over 50, no chance I'll ever get another job so after the unemployment runs out, I'll be looking for income from my investments. I'll still consider myself unemployed and not retired...
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