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First year in retirement, 56 years of age. I retired from formal employment mid-year, and then ramped up a side gig that I have been doing for a while. I have always paid taxes on the side-gig income, and will continue to do so going forward. However, in the past, it was insignificant, tax-wise...

Hypothetical story - supposing DW and I are living off a traditional IRA, drawing $xxxx per month. We have an HSA qualified ACA plan, with tax credits to bring the cost down to about $xxx /month. Can we also fund an HSA from the IRA, or does an HSA need to be funded from earned income? And avoid...