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  1. mz44

    I-95 from New England to NC

    I95 between the DC beltway and Fredericksburg VA can be a disaster.
  2. mz44

    Best CD, MM Rates & Bank Special Deals Thread 2023 - Please post updates here

    Buying 2 and 7 year treasuries will get you close to that.
  3. mz44

    Fixed Income is hard..... do not know which way to go

    You have not seen my CD. Occasionally in the red. Schwab told me it was marked to market. I was planning on holding to maturity anyway. 2 yr 5.1 percent
  4. mz44

    NFL 2023 Season

    Playoffs?.....Playoffs?
  5. mz44

    Favorite War Movies

    Interesting that Patton and M*A*S*H were both released In the same year!
  6. mz44

    JNJ split-off to KVUE

    I looked at the JNJ notice on my brokers website, to see some details of the offer. When I saw it was 350+ pages, I dropped. Keeping my JNJ shares.
  7. mz44

    Do you use ValueLine

    Some public libraries offer on line access to value line and much more...
  8. mz44

    Tesla Model 3 full tax credit

    Subsidized by your neighbor
  9. mz44

    Wellesley vs T-Bills

    6 months for me is near term YMMV
  10. mz44

    Wellesley vs T-Bills

    Better to have cash available instead of relying solely on invested (bonds or stocks) for near term needs. I use T bills along with CDs ladders out to 2 years.
  11. mz44

    Any Verizon (VZ) opinions?

    FWIW, Berkshire dumped their Verizon shares. As a long term holder of ATT, been looking to unload it
  12. mz44

    TSP L Income Fund Vs Wellesley Vs ?

    Correction, S fund, not the fictional D fund
  13. mz44

    TSP L Income Fund Vs Wellesley Vs ?

    I just disinvested from Wellesley after about a year. It was a portion of my TSP rollover. Not happy w performance. Never invested in L Income, just G,C,D and I for me. Wellesley went into money market fund for now..
  14. mz44

    Retired in upstate NY

    Spent my youth in Marcy NY. Went to college in NY and left due to no engineering jobs. Great place for outdoor activities. Once asked what I considered Upstate. I replied anything north of Yonkers.....
  15. mz44

    Article - 35% of Millionaires won't be able to retire

    You can live below your means while working or live below your means in old age.
  16. mz44

    Fido hsa

    Mine was charging $5 a month. HSA now in fidelity.
  17. mz44

    Required Withdrawals Question

    I believe you need earned income you can still contribute to a ROTH
  18. mz44

    We are entering a "Golden Period" for fixed income investing

    Tax cuts do not need to be paid for. This money belongs to the citizen before it is confiscated by the government.
  19. mz44

    Creative uses for old cell phones

    67 designs has multiple options
  20. mz44

    Creative uses for old cell phones

    I found a good app for this. Autoboy
  21. mz44

    Creative uses for old cell phones

    I use one of my old cell phones as a dash cam
  22. mz44

    Considering Making Some Changes

    You could contribute to your Roth TSP.
  23. mz44

    With rising rates, how high is high enough to sock it all in long bonds?

    In 1985, I had a savings bank account that paid 10 percent interest. It was not a CD. Mortgage rates were in the teens.
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