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Depends on which province...income exclusion amounts for tax years 2006 and 2007 are here: http://www.taxtips.ca/nonrefundablecredits.htm#2006baseamts And you can play around with some Canadian tax calculators here: http://www.walterharder.ca/index.html

Re: Best Bonus for Credit Card Expenitures -Frequent Flyer cards or Cash-back ca I hate to fly so couldn't care less about FF miles. The cash back cards are too chintzy in building up to a decent rebate percentage. Starbucks Duetto VISA card issued by Chase works fine for me...no annual fee...

I just discovered the site below. You can make camping reservations at National Parks, National Forests, national recreation areas, Army Corps of Engineers campgrounds, etc.: www.recreation.gov

I would avoid using banks as the means of doing the currency conversion...they are not the most economical. When I need to access my retirement funds held in US accounts from Canada, I'm planning to use Custom House Currency Exchange www.xe.com I've been using them for several years as I stash...

Ditto. Equity portion is highly concentrated in international arena.

We just got back from a hasty trip to southern CA to visit a critically ill relative. We did some camping and sightseeing on the way back...saw a Subaru Forester hauling a 13' Scamp (very lightweight fiberglass travel trailer) up over an 8100 foot pass north of Mono Lake on US 395. It seemed to...

I also got mine done recently...when I was signing up, the phone rep looked at my holdings and warned me that the plan would call for me to sell my ETFs and sector funds. I explained my reasons for holding them and she suggested I give those details in the Comments section when I filled out the...

I'm planning to do tax preparation for H&R Block during my first years of retirement...I've been moonlighting at this for the past 5 years. This type of work can be part time or full time, but always SEASONAL. Don't plan to get rich...H&R Block has a commission-based pay model. Fast...

My approach isn't listed as one of the poll choices -- become a Permanent Resident of a country with nationalized health insurance (Canada).

My thinking exactly. That's why I have assets with the highest risk/reward profile (e.g. VEIEX - Vanguard Emerging Mkts) in my Roth, as opposed to my traditional IRA or taxable accounts.

TP, Good point about the 1040 vs. the 1041. The last 1040 filed for the decedent in 2004 would have the std income exemptions for a person, which would not be the same for the estate on the 1041, as you said. The forgiven debt is income to the estate. I looked on www.irs.gov for the...

This is not professional advice but here goes: 1. Cancellation of debt is considered income 2. The amount was reported on a 2006 form because the debt was considered canceled in August 2006 3. The amount of income reported is below the 2006 threshold for filing (single) of $8450, which...

My two best memories of Maui are (1) listening to the silence at the edge of the series of craters forming Haleakala and (2) driving down the south coast of the island beyond Makena and past all the signs that said "Don't take rental cars past this point" to some very isolated beaches where the...

I'm in VGENX and also holding. I get additional commodity exposure via DBC, Deutsche Bank Commodity ETF. It's an index tracking fund composed of futures contracts on six physical commodities: light sweet crude oil (35%), heating oil (20%), aluminum (12.5%), corn (11.25%), wheat (11.25%), and...

I think you may be forgetting that there are exemptions and deductions when filing a tax return; not every dollar from Dollar 1 in withdrawals from a portfolio is taxed. As a single filer, you don't pay a penny in tax on the first $8450 in income this year (the $3300 personal exemption plus the...

One other consideration is redemption fees, e.g. the Vanguard Tax Managed funds have a nasty 1% redemption fee on any shares held less than 5 YEARS. If you've got anything in those funds that you're planning to liquidate for living expenses in 2011, you can turn off reinvesting the dividends now...

I just went through this scenario, moving a 401(k) from Fidelity to Vanguard. The 401k had some Fidelity and Third Avenue funds that I wanted to hang on to and move in kind to an established Vanguard IRA. It took a few phone calls but went fairly smoothly. I did have to first roll over the Fido...

Ahem, a couple of clarifications...Red-y is not, strictly speaking, a "he" :) . My asset allocation includes lots of US and/or smaller companies in the energy and real estate sectors (VGENX, TAREX, FRIFX). However, I'm extremely bearish on the outlook for the US$. And since I'm retiring outside...

Interesting point of view...I've never seen anyone compare expense % to SWR, only to expected returns. In my case when I had the account through Merriman the (all stock) 50% US / 50% international mix spread across the value, growth, small- and large-cap DFA funds should have returned 8-12%...

I got involved with Merriman in the year 2000...I went to a free seminar where Paul spoke and really liked his approach to investing. At that time they offered Timing and non-Timing accounts. I was in a non-Timing account that got me access to all the DFA funds, via an account set up for me at...

You can also get access to DFA through Paul Merriman. http://www.merrimancapital.com/. I used to have an account with them...the way Paul explained it to me, say you want to be in the US small cap asset class. If you go with Vanguard's Small Cap Index fund, you'll be buying stocks in the 6th...

Chuck Jaffe did a column on this that appeared in the Seattle Times yesterday. He says that when asked how many funds a typical investor "needs", financial planners say between 6 and 15. I was curious and counted my funds...I've got exactly 15 split into these categories: Emerging Markets 10%...

http://www.settlement.org/sys/link_redirect.asp?link=http://www.finfacts.com/costofliving.htm With the cost of living in New York City set as a baseline of 100, compares selected cities in the US and around the world to this baseline.

SWR (slightly off-topic): I found a place to park Canadian cash you may be interested in...President's Choice Financial introduced in July a no-fee savings account that will pay 4% on any balance over $1000. Beats ING.ca, the major banks like TD and credit unions hands-down. 4% seems like...

I've been trying to get Financial Engines to add GLD for the past year. At first it didn't have a long enough track record, now that it has been trading for over 18 months I don't know what their excuse is. Anybody have a proxy for the movement of gold bullion? I only have 3% of my portfolio in...