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I have not made up my mind re the fair tax, but for discussion sake, here are some observations. First if you do not buy the theory that the embedded tax of 23% will result in prices decreasing by 23% before the tax is added back, the plan will not make sense. If you think the theory is true...

I will assume that you are talking about stock options issued by your employer. Generally, options are issued for a ten year period. There also may be some vesting period before you can exercise the full option. The option price is the stock price on the date they were granted. The option price...

You could put up to 30K in I-Bonds which is paying close to 4.8%. The only drawback is that you cannot withdraw for one year and if you withdraw between years 2-5, you will lose one quarter's worth of interest.

Your question is what every 20-30 year old should be asking themselves. What industry has the greatest prospects for the next 20-30 years. You can make that guess then hope you picked the right one. If you did not guess right, you still have time to try it again. Working is a lot easier if the...

Everything I have read says 59.5 is 59.5. With regard to withdrawals from an IRA/401K after 59.5, it sometimes may be worth withdrawing before one needs the cash. Two reasons for participating in an IRA is to take high tax rate income and defer paying incomes taxes by putting in an IRA. The...

TH Have you considered the online WSJ? I believe it runs $79 a year and contains many of the articles in the printed version. Disclaimer, I have not used it, just thinking about it right now. Big debate is whether I want to be sitting in front of the pc to read it.

Well everyone, I did not think joining this board was going to be easy. John, "reasonable person" prevents me from relaying my wife's comments to you :-). At work, we have what is called a skill lab. This can be called by anyone and requires us to go to an outside establishment (IE, bar...

Thanks Cut Throat. I vaguely remember seeing this movie some time ago. I have a wide range of activities that can keep me busy. Over the past few years, I definitely got out of the mode that my job is my life. I view myself as a pessimistic optimist so part of my thinking process is trying to...

Hello everyone. I have been reading this board for a few months and have enjoyed the posts. I am now in a position to consider ER now that the last of our 5 kids have graduated. (extended family) Brief background. I am 57 and married. My background has been on the financial side of companies in...