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Bye. I am leaving these boards indefinitely. Nothing personal against y'all; I just need to focus on my present now. Matthew 6:34 for those of you similarly inclined. Martha, Dory36, intercst, Laurence, nwsteve, and Brat...thanks. malakito

OK, here's two choices: A) Get an MBA from Boise State University. B) Get an MBA from Notre Dame University. Which should I do? Purposefully brief because I want to see what you think I should think of, not what I've already thought of. The two programs are real programs and are the two real...

Hi all, I am voluntarily separating from my employer on 10/31/05. As a result of this I have the option to take my pension and roll it into my 401(k). On my company's website I read the following: "This lump-sum amount is determined by taking your single life annuity benefit and converting it...

Hi, I work for a Fortune 500 technology company. I found out this past week that the project I was working on was canceled and the division I am in is being dissolved. I have until this Friday (4/22) to accept a voluntary severance package. I'm seriously considering it. If I find another job...

intercst, In the real life portfolio update that is new on your website in the last day or two, there is a typo. In section 3 where you discuss the results of the REHP portfolio, you cite a Jan 05 withdrawal of 4.12% in the paragraph but the table below states 4.19%. I didn't check the Excel...

Re: Retire before age 50? Hi there, and welcome to the board! I would suggest trying firecalc, which you can reach by clicking on the link at the top of this page, or by going to http://www.fireseeker.com A very simple approach that would probably be accurate enough for your purposes now...

Hi all, My own home-brewed spreadsheet tells me that if I retire right now I need a 2,113% withdrawal rate. At least it is a positive number (a personal milestone for me). I should be able to get it down below 1,000% in a month or two, and under 100% in a few years. malakito.

Hi all, I have three kids and in general want to see them all graduate from college and help pay for it. My father's deal with each of his three kids was that we could go anywhere we wanted to that we could get into, and he would pay for it. After we graduated whatever was left in our college...

Hi, For those of you with a long time to go before you retire, what are the assumptions you make? Do you document them? Do you review them with your families/spouses/SO's? Here are mine, I'd be interested in your perspectives on them: Once yearly raises at 3% Continue to contribute to 401(k)...

Hi, malakito here, looking for some career advice. I'm 35, married 13 years, three young kids, house in the suburbs, good job as an engineer with a Fortune 500 technology company approaching my 10 year mark with them. For several years I've been considering a career somewhere in the financial...

In that other thread I've noticed a little trend that I don't really get. In there I read the following: "That includes everything but income tax" "Does not include property taxes of $6K per year though" "If I back out my car payments" "If I back out my rent and car payment" "Without mortgage...

For your amusement: http://cbs.marketwatch.com/news/story.asp?guid={0077B904-A54E-430E-A914-F0B5B5ED2F62}&siteid=mktw (site may require subscription to view article after a few days) Interesting quotes: "...[E]arly retirement -- and the notion of weaving in and out of the work force -- is...

I wonder if anyone else is in my shoes and can give advice. I am on track to retire around 2020. I've researched my options. I've made my plan and have implemented everything I can. I've got nearly everything automated, from my paycheck auto-deposited, to my 401(k) contribution automatically...