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Yes! This worked. I chose the total market option and the results are much like I expected. 30 years: 34 failures - 71.2% success rate 35 years: 39 failures - 65.5% success rate 40 years: 45 failures - 58.8% success rate 45 years: 46 failures - 58.3% success rate Thank you cathy63 and thank...

As I think about this, I'm more confused. How can I have less failures over 45 years compared to 30 years with everything else being equal? I'd be trying to make my money last 15 years beyond the period where I've already had 9 failures, but somehow in the next 15 years I have -6 failures? It...

The results, however, don't appear consistent with that. For the 45 year the high outcome is 83M and the low is -2.7M, but for the 30 year the high is 44M and the low is -11M. I would think the range would tighten on the 45 year if it was reverting to the mean.

For mine I modeled SS starting many years from now.

For me, I only have 49 cycles in 30 years with retirement starting in 2020. It's 34 cycles in 45 years. Not sure why we would be so different.

Hi. New member here posting a question about my FIRECalc results. I'm running multiple tests with nothing changed but the years of retirement and I'm getting results opposite what I expect with respect to success rate. My scenario: Spending - $250k Portfolio - $3.6M Years - 45, 40, 35, 30 I...