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  1. Nords

    “Aloha hana hou, I’m (still) Nords!”

    I should’ve seen this coming. Last week Walt34 mentioned the “Fog Of Work” post that was written here over 11 years ago, and I responded that someday I’m going to add it to another book. https://www.early-retirement.org/forums/f29/finding-purpose-in-retirement-105780.html#post2493397 A few...
  2. Nords

    Aging in place and landlord exit strategies

    It's been a while since I've started a thread here, yet this forum might have more members with the landlord experience I'm seeking. I'd also appreciate hearing from those of you who have had to personally work through an age-in-place challenge. Some of you may have already seen this...
  3. Nords

    Meetups in Charlotte (15-20 Sep) or San Antonio (21-24 Sep)

    I'll be on the Mainland for most of September, and there might be a chance for a meetup or two. The first two events are Digital CoLab and FinCon15 in Charlotte, NC from 15-20 Sep. They're both in the downtown Westin (601 South College Street) with a few more gatherings at nearby restaurants...
  4. Nords

    Rant about PenFed's poor customer service

    On the thread about getting euros (http://www.early-retirement.org/forums/f46/euro-conversion-76396.html) I mentioned having PenFed problems. Here are the details as a separate post. I've never had a PenFed credit card or ATM card, so that's never been a problem. Or maybe that contributed to...
  5. Nords

    23andMe personal genetic testing

    We've had a few threads on this board about medical testing and insurance information. Some of us would prefer to know whether or not we have a PSA that could indicate prostate cancer, even if it's a false positive and the biopsy's dangerous and the radiation's hazardous and the excision is...
  6. Nords

    Government budgets versus family budgets

    I came across an interesting paragraph in a business magazine. I'm not going to provide the link because it dives straight into partisan politics, and I've had to sanitize even this excerpt. Instead I want to talk about economics. Until now I've happily accepted the analogy that a country's...
  7. Nords

    Keyword analysis for spotting fraud

    Those wild-eyed, hard-partyin' investigators at the FBI and Ernst & Young have teamed up to help us tweak our fraud-spotting skills. Ernst & Young email keyword analysis identifies fraudsters Next time you're poring over terabytes of corporate e-mail to detect evil-doers, try these keywords...
  8. Nords

    John Greaney on Social Security

    Greaney only adds to his website a half-dozen times a year, and it doesn't seem to have an RSS feed. (I use an app to e-mail me when his website changes.) He's just updated it with more tidbits on Social Security: Social Security a better deal than I thought? He goes on to explain the "top...
  9. Nords

    "What it takes to have a perfect credit score"

    I enjoyed this Yahoo! finance article, mostly for its acknowledgment of the futility of the goal: What it Takes to Have a Perfect (or Near-Perfect) Credit Score - Yahoo! Finance Ironically, the scores of my spouse and I went up after we stopped earning a paycheck. I wonder if Fair Isaac...
  10. Nords

    Financial planners: bricks&mortar versus online

    http://www.businessweek.com/printer/articles/87906-financial-planners-online-vs-dot-brick-and-mortar Admittedly this comes from the perspective of NYC, where everything costs more. Of course the downside of both businesses is how much time they spend getting to know you and your financial...
  11. Nords

    More photovoltaic solar installed on Oahu in 2012 than in the last decade... combined

    More PV installations on Oahu this year than in past decade combined - Pacific Business News At Oahu's retail electric rate of 30-35 cents/KWHr, with 35% state tax credits and 30% federal tax credits, it doesn't take long to pay back the cost of a net-metered system. For us it was just over...
  12. Nords

    Carson City community curmudgeon found to be guarding $7M in gold

    I can't imagine what must have been going through the mind of this guy when he started buying gold. I'd love to know how much he invested each year and how long he'd been doing it. http://www.businessweek.com/articles/2012-12-20/a-gold-hoarders-legacy#r=hp-ls "God bless us, every one"...
  13. Nords

    The high cost of living in Hawaii... or not

    I've written before about how to beat the high cost of living in Hawaii. It helps to live like a beach bum, minimize your clothing & utilities expenses, and eat local foods. Find a home in a bicycle-friendly area, learn to do your own maintenance & repairs. Now we have expert assistance...
  14. Nords

    Texas threat alert update

    REWahoo, your list might need a refresh: http://www.early-retirement.org/forums/f26/greetings-from-california-59007.html#post1136642 Business Week has just alerted its readers that the wild hogs have started suicide attacks on vehicles using the new Hwy 130 toll road: Texas Drivers, Beware...
  15. Nords

    Question for military Reservists: "Can you earn points after you're retired?"

    Question for military Reservists: "Can you earn points after you're retired?" I think the answer to this question is "No", but our crack military research team is having a darn hard time coming up with the reference. We probably know the answer, but we haven't been able to prove it. Here's...
  16. Nords

    Seeking questions for an interview on long-term care insurance

    I have several weeks of blogging material on my plate, but the e-mails just keep coming. Would you like to ask a long-term care expert the hard questions about long-term care insurance? Tell me what issues you want to raise. Early next week I'm interviewing an executive of one of the...
  17. Nords

    Fidelity vs Vanguard (for about the gazillionth time)

    We've had many many threads here over the years debating which one to choose, and we've probably had just as many different answers. A new version of the perpetual thread is just ramping up on MrMoneyMustache.com courtesy of jpluncford21: Fidelity Vs. Vanguard: A New Investors Article The...
  18. Nords

    Military Officers Association of America Career Networking Fair-- in a hurricane

    MOAA has scheduled their annual meeting (months in advance) for this week-- right in the middle of Hurricane Sandy. I can understand that hundreds of thousands of dollars have been spent to line up the logistics, and VIP speakers have committed their time months in advance. To have Sandy...
  19. Nords

    Hawaii tsunami warning 10:30 PM HST Saturday

    The tsunami sirens just sounded for the earthquake off Western Canada. The tsunami is expected to arrive in Hawaii in about 90 minutes, around 10:30 PM HST. Initial forecast is a foot on Oahu's North Shore and five feet on Kahului, Maui. The waves have passed the last PACNORWEST sea buoy...
  20. Nords

    Yeah, I see the problem-- you're gettin' old.

    Testosterone poisoning and taekwondo-- they don't mix well. I get along great with all our instructors. One of them was on the national team for almost a decade and has been working out for his entire life. He grew up in a dojang and he's probably in his 30s. He's about 5'8" and maybe 110...
  21. Nords

    Peer to peer lending

    We've had a number of posts on startups like Lending Club and Prosper, for example the back half of this thread: http://www.early-retirement.org/forums/f27/ten-year-early-retirement-update-63174.html#post1236240 I'm also seeing a lot of P2P discussions in the personal-finance blogs that I...
  22. Nords

    Where can I learn more about 1950s veteran's benefits?

    I have a question for you 1950s military veterans-- or military historians. Last month I spent a couple weeks with Dad. Alzheimer's has taken his short-term memory and much of his long-term memory. However when I was going through the last boxes of his photo albums, I also found his DD-214...
  23. Nords

    Using an iPad2 with a wireless keyboard for travel?

    This month I spent three weeks on the road (well, mostly in hotels) with my laptop. It's a decent Lenovo i3 ThinkPad Edge, a 14" screen, a few years old, but getting to the point where the battery life is measured in minutes rather than in hours. When I left home I was pretty sure that it...
  24. Nords

    Help for the mere millionaire

    I occasionally start a blog post by sorting out a question on this board, but I'm not sure that this subject will ever be something that the average military servicemember cares to read. I've been sitting on this one for nearly a month, and some of the people described in these articles aren't...
  25. Nords

    Advice about the military life insurance decision

    I'm writing a special post about life insurance for Wednesday 22 August. (Over a week away. Plenty of time.) If you're a servicemember or a veteran with life insurance advice or a story, then I could use your help. Even if you're not in the military, you might have encountered a similar...
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