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  1. Bryan Barnfellow

    7 years FIRE'd and doing way better than expected. Why does that worry me?

    Retired nine years ago and I am feeling fine about loosening the reins. My wife, however, is struggling with the idea that we really do have more than enough and we can afford to leave behind a bit less than what I am projecting (no children, so beneficiaries are a few favourite relatives and...
  2. Bryan Barnfellow

    The Photographers' Corner - 2021 to ?

    Perhaps donate it to a nonprofit theater company for their props department?
  3. Bryan Barnfellow

    ......but I don't work here anymore.

    I would have replied, "Sorry, but there isn't enough space in your building for all my anger, resentment, and frustration." -BB
  4. Bryan Barnfellow

    What is the minimum size (percentage) holding that is worthwhile?

    So if Nvidia craters in a portfolio of individual stocks, it won't in the index somehow? I believe that if you hold a stock via an index it's no different than holding it in a portfolio of individual stocks (assuming the latter has good diversity) or avoid wildly speculative but very popular...
  5. Bryan Barnfellow

    What is the minimum size (percentage) holding that is worthwhile?

    Exactly my point, yes. And you win the prize for quickly recognizing that I was talking about the S&P 500. Sometimes holding index funds can under-diversify you in important ways, depending on the holdings. So, even a 60% equity allocation that is 100% in the S&P could still give you some...
  6. Bryan Barnfellow

    What is the minimum size (percentage) holding that is worthwhile?

    So, if I had a portfolio of several hundred stocks and the top ten represented about one-third of my holdings, that would be a red flag? The top two last time I checked represented about 14%. -BB
  7. Bryan Barnfellow

    What's Your Buzz?

    When my wife's father was suffering from dementia twenty years ago he was interviewed by a geriatric specialist on his medical team. The doc told him that modern medicine is pretty good at keeping individual failing organs alive within a person; but that doesn't always ensure a good quality of...
  8. Bryan Barnfellow

    Your Favorite 2023 Purchase?

    In October we had a new kitchen installed and are loving it. Best purchase in 2023.
  9. Bryan Barnfellow

    S&P 500 Prediction 2024

    My crystal ball says "11%" increase in the S&P500 by end of 2024. But a bumpy ride to get there. -BB
  10. Bryan Barnfellow

    "Investing" in Medicare and SS

    I agree with Aerides' point of view because words matter. In this case these words are often accompanied by an attitude of devaluing a spouse's contributions at home. I believe it's important to point this out as a reminder of the critical value of an unsalaried SAHM or SAHD. :greetings10...
  11. Bryan Barnfellow

    Front Door Visit From New Edward Jones Representative

    Fresh out of graduate school, naive and in my mid-twenties, I got a job with a small consulting firm in our large American city. How small? I had two business cards: one with Marketing Director on it and the other with a programming/analyst title. Two phone lines as well. We developed the...
  12. Bryan Barnfellow

    Space - The Final Frontier

    Even moon rovers want to work remotely, but without any observation.:)
  13. Bryan Barnfellow

    I Hate Computers

    Just make double sure you COPY and not MOVE the files! :):):)
  14. Bryan Barnfellow

    How to lose a billion dollars?

    That would be about what a year in an assisted living facility would cost. So, you'd still be golden. :) -BB
  15. Bryan Barnfellow

    Touch Typing?

    Same, since I was college bound. An added perk was that I was only one of three boys in a class of 25 girls! -BB
  16. Bryan Barnfellow

    Color Selectable LED Bulbs!

    Kudos to you! Many years ago I filled a new management position and had to ask a longtime staff member to make room by moving to a windowless office. I told her in return for this favor I would agree to most anything she wanted to make it livable as a work space. She agreed and asked for some...
  17. Bryan Barnfellow

    Hi from new member

    Welcome, David. You've come to the right place! -BB
  18. Bryan Barnfellow

    New TV, what to buy?

    I've only had it a week so far and I have only experienced awe. The installer asked if this would now hold me for the next 14 years. I said, maybe only 10 this time. -BB
  19. Bryan Barnfellow

    New TV, what to buy?

    We decided last month to give away our 14-year old LG TV, whose only hi-tech feature was that it allowed us to look at photos/videos on screen using a USB port! Pretty cool stuff in 2009. We mostly watched Netflix and YouTube on my iPad pro and my desktop PC, and my wife watched BBC morning...
  20. Bryan Barnfellow

    Johnson & Johnson new logo because people can't read

    It seems that in social media some people (young and old) avoid writing altogether--cursive, block print, whatever--and just use emoji's strung together. I've studied Egyptology in my day and definitely believe we shouldn't go back to hieroglyphics! :facepalm: -BB
  21. Bryan Barnfellow

    Retired today

    Congratulations for making it over to this side of the wall. A few months after I retired (April, 2015 at 59) I noticed that gobs of hair weren't being left in the shower anymore! No more intense stress. I'm so glad I didn't wait longer! -BB
  22. Bryan Barnfellow

    RMDs are they really something to worry about?

    When I was w*rking, a longtime colleague had her 55th birthday and casually said to me, "I guess its time to go down to HR/Benefits now and sign up for the 401(k)"--actually a 403(b) in the nonprofit world. I was almost shocked into incoherence when I heard that! If I remember correctly, our...
  23. Bryan Barnfellow

    Paranormal stories

    What if one other person reported something similar? Then they might have some motivation for investigating a bit. Or, perhaps they performed a welfare check on a depressed man at home the evening before who mentioned that jumping in the river might fix his problems. You never know. The...
  24. Bryan Barnfellow

    Paranormal stories

    I mention upstream to address the possibility that I saw a body floating by in my peripheral vision but didn't take note of it consciously. -BB
  25. Bryan Barnfellow

    Paranormal stories

    Good point. Yes, I have. Now with a mobile phone I would call the police and rant in a less public manner. -BB
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