Search results

  1. O

    comparing interest rates

    It might make sense if the time horizon is long or if the principal is big, especially if you do a rollover like pb4uski suggested. But I think of a MM more as a short term holding account rather than something I'm growing my money in, so a few bp isn't going to make or break someone.
  2. O

    comparing interest rates

    I think the missing info is your time horizon. How long until you plan to need the money? Also, a Roth isn't tax deferred. It's tax free.
  3. O

    Ally drops savings account rate to 2.10%

    I'm using Federated's PCOXX. Around 2.38%. $50 minimum deposit. No 12b-1 fees.
  4. O

    Going All Cash in 401k

    It's astronomically more important that you're properly allocated for your time horizon and risk tolerance, and it sounds like you're not if you have all of your money in aggressive growth IRAs. If you're close to retiring, it's all about allocation right now.
  5. O

    Ex Dividend

    Ex Dividend means that if you own the stock by that date, you get the dividend (which usually comes a few weeks later). When a dividend is announce, the market will reprice the stock to take that into account. Think of it this way: a stock is valued at $100. A $5 dividend is announced. If you...
Back
Top Bottom