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Look up the Drake equation. We live in an era where the parameters are rapidly growing well known so perhaps soon we can quantify most of them. But, f1, the "fraction of planets that could support life that actually develop life at some point" is a big unknown that we must assume is zero until...

That's really irrelevant because in any damages calculation the share from the plaintiff would be considered... damages of $150000, 150 members, 149 responsible members, award to plaintiff of $150,000/149 with prohibition on respondent from assessing plaintiff, likely with automatic criminal...

Sorry but you can only do that if it is in the bylaws. Your "booklet of policies" is not worth the paper it is written on. Unless of course you want to be paying the damages yourself! Your D&O policy only protects you if you are acting in compliance with your bylaws. These often have to be...

There is a term for the cost of collecting revenue but I don't recall what it is. Credit cards are actually pretty cheap. Checks, cash, mailed payments, etc. all have costs.

I agree with most of what has been said. I am gradually changing my behavior based on "personal policies." Quoting your post because the local angle resonates. - I don't mind paying 3-ish % for a local restaurant but I take it out of the tip on the rare occasion I go to chains. I used to run...

I would call myself a Star Trek fan but not a super fan. DS9 is probably my favorite series. Watching the franchise from start to finish is part of my retirement plan!

Paramount + is also free if you have Walmart+ which is a pretty good deal and also free thru some AMEX cards

Doesn't sound like this would be a violation of the rules or expose the HOA. The noncompliant owner would face any legal pitfalls.

Well I actually agree but I have to follow company rules. I suspect it may have to do with Hawaii. It is not unusual at all for contractors to stop showing up for weeks or months for various reasons. I think our policy might be to both create consequences for no-shows (not being able to get...

To start with, the word is run not rune...we all make typos. And what does "Whlle" mean? I deal with contractors as part of my j*b. We always require liability insurance and a performance bond even for relatively small contracts. Even our lawn service has to maintain a performance bond and...

Not sure that is a good solution. Contractors working on common property should be bonded and ensured. If 4 vote to hire #1 then the holdout could potentially sue the board members for breach of fiduciary duty which might not be covered by their insurance! I used to own a condo where the...

Be very careful here. Requiring someone to work is actually slavery even if they contractually agreed to it. It does not matter what your rules or state law says. It violates the US Constitution. You are also asking for trouble if a disabled person ever moves in! You could probably force...

No, not free, $15/day in Kona. But the Turo idiots just pass the cost to the renters. It's really infuriating to everyone here but the tourists and the Turo criminals operating illegally. I've talked to TSA agents forced to park on the street. They are close to getting the Feds involved.

I have definitely found "luxury" car dealers treat customers better. This may not always be the case but the last couple of dealer cars I bought were from Acura and BMW and the experience was surprisingly pleasant. With Acura I told them I'd be writing a check. They gave me a price. I...

I don't think the AI tools are bad but so far I have not found them that useful. So far almost everything I have asked about was either very simple and therefore a google search did just as well without all the words, or was rather obscure and I got pages of useless gobblety-gook back. For...

Research the scablands - very amazing and unique geological features created when the ice dam holding glacial Lake Missoula catastrophically failed in the ice age and caused a huge flood that created the geology of much of Washington.

I see no reason to debate. I have personal experience from several trips. Spinners are certainly convenient in airports. I just prefer 2 wheels where I travel.

I think an offer of credit must include interest rate, amount borrowed, total number of payments, and total of payments to be a lawful offer. Personally I would state that then walk and say they will be reported. I've always been a difficult customer for car dealers. I arrange financing...

I think an offer of credit must include interest rate, amount borrowed, total number of payments, and total of payments to be a lawful offer. Personally I would state that then walk and say they will be reported. I've always been a difficult customer for car dealers. I arrange financing...

Last Friday should have been my last day of working. Things at w*rk have led to me extending my employment somewhat, weeks not years. It's all good. I'm 58. I have been planning early retirement since I was about 25 and my original target was 45 years old but my plan included a little...

I am not a physician so I will not give you any medical advice except to say it sounds like you have an upcoming appointment with your PCP and should listen to her/him. In had covid once (May 2022) and my partner had it twice (May 2022 and May 2023). We both kept up with vaccines until late...

Yeah, I've always been a metric guy at w*rk then switch to English at home. Just thought Merkin units would be preferred here. Guess I'm mistaken. That is my thinking. I think I will get the Maxlite. If I ever have to check it, that's really not a big deal to me. Like others said, in all...

Because, c'mon, who would pay to go to New Jersey?

I agree. Boeing is a mess right now and rightly so. about 20 years ago I had a close association with several people at Boeing and reported to a former vice president. This was when McDonnell Douglas was swallowing them. Yes, publicly Boeing was the surviving company but insiders knew that...

Follow-up question... I think I have decided to purchase a Travelpro international carry on. I've narrowed it down to two choices. The Crew Versapack and the Maxlite rollaboards, (2 wheels). The Versapack is about $200, has some nice features like a laptop pocket, integrated toiletries...