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Nords caught wind of this and urged me to post this here. If anyone is in NY this weekend and likes art, you can join me and see what at least one happily ER'd person is doing 10 years in. I'll be showing several new sculptures at the PooL Art Fair during Armory Arts week. March 5,6,7 from 3 to...

Some readers were asking me to post something here on how things have been faring with the Work Less Live More portfolio and whether I'd changed anything or had second thoughts about the long term buy and hold slicer dicer approach I follow and advocate in the books. Like everyone else I have...

The financial planner who consulted with me about Asset Allocation matters for the Work Less Live More books is profiled in today's WSJ - page R6 -- Taming the Wildness by Shefali Anand. Tom Orecchio goes into detail on one of his mid-range asset allocations/portfolios, including specific...

It's almost enough to warm your heart... A new generation discovers LBYM. Teens turn to thrift as jobs vanish and prices rise: Financial News - Yahoo! Finance

Anybody use USAA's Teen credit card or checking accounts? Am thinking of setting one up -- they refund ATM fees. (Not sure if this is actually a good lesson to impart to the kids or not!) I've had so much trouble getting checking and credit card accounts for minors that I was pleasantly...

Am I the only one (besides UncleHoney?) to feel that the Feds are moving into dangerous new territory with today's .75% rate cut? Are things really so bad that we need to make record low interest rates even lower, just because the stock market has dropped 10%? It smacks of several things: a)...

Just got an email from Penfed with the 4.99% HELOC everybody was talking about but noticed something else sweet and wonder if it is new -- the Visa Platinum Rewards is now offering 5% cash back on gas purchases and 2% on supermarket food, in addition to the 1.25% on everything else. We've been...

Gee, and we thought posting here instead of watching TV was just for fun... Turns out it could be a key LBYM strategy. The true cost of watching TV: Yahoo! Personal Finance

Dow Jones SmartMoney magazine is doing a feature on early and semi-retirement, and Billy & Akaisha, Nords and I (and possibly others?) have all spoken with Dyan Machan, the senior correspondent on this project. Very credible and friendly to the whole FIRE gestalt. Now she's looking to...

Was looking at PFUIX today, thinking I'd see a nice spike in this unhedged international bond fund... Nothing to speak of. Then I looked in their holdings and saw a ton of Eurodollar and US Agency stuff. I guess I thought it was an international bond fund... silly me. Anybody know the story on...

You've gotta see this link -- talk about unfortunate journalistic timing... http://finance.yahoo.com/retirement/article/102845/best-places-to-retire-young&.pf=retirement It lists places like Coeur d'Alene, ID etc that should be interesting for young retirees for all the right reasons. But then...

Was just talking to someone who has almost all their savings (about 1 million) in a traditional IRA, and is able to live on about 40k per year withdrawals, and is considering using the 72t exception to start those withdrawals now around age 50. It seems to me that in a case like theirs, a Roth...

The editors are demanding a new edition of Work Less Live More (i've been procrastinating for months, but it is now due before the end of April so time to get serious ;D ) I've been collecting piles of links, articles and suggestions for fixing things all along and making my way through them...

It's true confessions time... anyone got any weird or funny things you can tell us about doing as you adjusted to ER during those first years? Mine is that whenever the markets would go down a big chunk back in 2001-3 I would go around the house scouring up all the loose change and rolling it...

Hi all, Am buried in drafts which is why I haven't been around much lately. If anyone would be interested in taking and thereby helping me fine-tune a questionnaire about ER for a new workbook I'd be grateful. PM me with an email address or fax number and I'll send the word file. (It is 3 pages...

Money is doing an article on ER and want to find people at all stages of the ER journey willing to be profiled. Your chance for fame (no fortune, sorry) and having your financials laid out and analyzed in front of millions. I've pasted her note to me below and pls contact her directly if you...

How do people feel about the term "Partial Retirement" to describe semi-retirement or some other phased approach that involves getting out of the full-time-career-w**k world? I see from Google that the term is common in Europe, but I don't remember hearing it much around here. Could it be the...

Did this get a thread already? How do people feel about the new WSJ size and format? I was really underwhelmed the first few weeks but now I don't notice it much. Still, it seems a lot less classy than the old reliable widescreen version...

(Back from travels and too much sculpture!) WSJ has a good article (subscribers only online, unfortunately) about DFA today on the front of the 4th special section. It gives a good explanation of the differences between the DFA approach and Vanguard's, helping explain the "cult status" DFA has...

I know our Young Dreamers are a responsible lot, but does anyone have any friends or acquaintances who have done cash out refinancings or other forms of interest-only or other non-standard mortgage arrangements (I think they are officially called negative amortization mortgages) who are now...

Just got my turn ugrading to the new Vanguad login security level. Kinda cool -- you pick a picture that shows up every time you login. If you don't see your picture, then you are being phished. Also a battery of questions and answers will need to be correctly answered to login from anything...

Logging in from Berlin where we are enjoying a few days of soccer (fussball) madness. Our 11-year old son came over with his soccer team courtesy of a German coach to play against other kids his age and generaly soak up the football culture over here during World Cup. We decided we had to come...

HSBC just sponsored a big study on changing global attitudes about retirement, with a big chunk on working during retirement in flexible, low-stress rewarding jobs. http://finance.yahoo.com/columnist/article/retirement/4433?p=1 This is focused on traditional retirees, but it could just as...

One of my old friends and his wife are very keen on ER and have been asking me what is the right asset allocation for them during the 6-10 years leading up to ER. They are 48 now, living frugally, doing all the stuff they are supposed to be doing. (Even read my book!) Now they want to fire the...

Just wanted to let you all know that I'll be in California in March doing book signings and talks at various bookstores for Work Less, Live More: The New Way to Retire Early. This is the book this forum created, as lots of people here have their stories and ideas woven into the book. It would...