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  1. K

    Planning for 2027 (From India and exploring feasibility of retiring to the US)

    Seems a bit far fetched to me. But first - https://www.forbes.com/sites/andyjsemotiuk/2019/07/24/new-rule-raises-us-immigrant-investor-requirement-to--900000/#514b26734574 suggests that the investor visa is $900K. Second, with investor visa depleting some of the available funds - I am not...
  2. K

    Late 50's, interested in financial strategies for retirement

    Spock - Thanks for pointing it out. Conversion into Roth prior to RMDs is definitely something I need to evaluate - and partly what I had in mind when I wrote the introductory post. As far as the tax torpedo goes - I am expecting that our income will be too high to avoid paying taxes on 85% of...
  3. K

    Late 50's, interested in financial strategies for retirement

    OldShooter: Thank you! I will definitely discuss this idea with my wife. Teaching English isn't likely to satisfy us much (and it is not a native language for either of us), but there might be other things. HNL Bill: Thank you for highlighting this point. I do indeed find satisfaction in my...
  4. K

    Late 50's, interested in financial strategies for retirement

    Definitely not where I was expecting to go with my post. But, it is good feedback. Although we are not retiring right now, it will have a good effect on how we approach things moving forward. That's why we read what people had posted together. Needless to add, I am very thankful. The areas to...
  5. K

    Late 50's, interested in financial strategies for retirement

    You forgot satisfaction :) But, thanks! I think we got the message loud and clear from this thread. And, it is something we needed to hear. We will take our time to digest and incorporate it in our plans.
  6. K

    Late 50's, interested in financial strategies for retirement

    Indeed. I am sorry I did not make that clearer earlier. We really want to be together on a daily basis and are committed to not allow the transition to go any longer than that. We spoke about it as late as last night and are comfortable with it. I only mentioned it on this thread to convey...
  7. K

    Late 50's, interested in financial strategies for retirement

    OldShooter - Thank you! This is a very interesting point that we need to explore a bit. Gates Foundation is on the list, should we move due to where it is located. But good to see the broader list for us to consider.
  8. K

    Late 50's, interested in financial strategies for retirement

    Thank you for the comments! The feedback on this thread has been very useful. I and my wife read it together last night and discussed it. Will do so further as we go forward. It does clarify some important things - and we need to digest them. As someone pointed out - we are ready to retire...
  9. K

    Late 50's, interested in financial strategies for retirement

    Thank you, The Cosmic Avenger! That's more or less our attitude to our work. We are are happy with our working lives as they stand. Still learning new things and taking on new challenges (the job possibility I mentioned falls in that category). That said, it has definitely been very good to...
  10. K

    Late 50's, interested in financial strategies for retirement

    Thank you very much! Really appreciate it! I tried to cover the points that came up in the discussion below: Seems like very consistent input on retiring early. I will discuss with my wife. I will have a harder time prying her away from her calling! We are in fairly good health so far [hiked...
  11. K

    Late 50's, interested in financial strategies for retirement

    Thanks, flyingaway! We live a comfortable but fairly modest lifestyle. Our main expenses relate to travel, which is something we expect to do more of as we travel. That said, we haven't really done an estimate of expenses/budget during the various stages of retirement. Unforeseen catastrophic...
  12. K

    Late 50's, interested in financial strategies for retirement

    Thank you very much for the welcoming messages! We have a wonderful relationship and definitely don't want to live separately. We'd consider it for a limited time is if the offer were absolutely compelling. Even then, we will look to resolve that as soon as possible. In academics (and...
  13. K

    Late 50's, interested in financial strategies for retirement

    This is my first post to introduce myself on this forum, share the outline of our situation and begin to learn from and interact with this community. Facts: 59+; wife 58+ I am working but in transition - waiting to find out about a position Spouse is a professor in a public university While...
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