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Thanks y'all... Have to say that there are unexpected happenstances youll encounter along the way which can be discouraging. .and for me it was the 2008 crash which meant that i stayed 5 years longer to recover. It was also an opprtunity as propertIes were all on sale and i was able to get...

I had very similar goals til the downturn of 2008 set me back an additional 5 yrs yrs to recover. I just FIREd myself at 50 with a annual 34k COLAd pension annuity and free healthcare, 2 rental properties and 650k cushion money. Stick to your plans and it happens- you reach your goals in a...

Its been a pipe dream since my early 30s and at 50 I finally applied for my annual pension which starts at 2700 per mnth before taxes with a 2% annual cola. I pay nothing for health insurance and will not have to worry bout fees till i qualify for medicare. I am divorced no kids and currently...

great job.... in the last year, I have also gotten rid of one of my mortgages which allows me to save a big chunk of my salary... youll be surprised how this nest egg can grow in 5 years...

your plan looks very sound and youre ability to save attests to the fact that you are disciplined enough to live below your means (the key to a successful FIRE)... just make sure that you have a solid plan for health care coverage and contingencies for you and your spouse as you advance in...

Thanks.... i was really struck with how my perspective changed with age... i underestimated what i thought i would need in retirement at 36 even with a guaranteed lifetime pension and health care coverage... you are so right about goals.... i was constant with my saving plan fully funding my...

Current age: 46 Retirement Age: 48 Years Working: 19 Pension: Yes kicks in at 50

its actually not that hard especially when you hire a good property management company... they charge 10% annually and they take care of everything from finding the tenants to evictions if necessary... econdos make it even easier since you dont have to worry about the maintenance of common areas...

i wrote this thread when I was 36 and thought I'd revisit it again... i am now 46 and provided an update to my current situation... not yet ERed but almost there.... I am 3 years behind my original ER at 42 plan and added 5 years to the original plan. Currently my annual salary went up 20k to...

I saw this great website on CNN over the weekend when they were interviewing its CEO. Itll give you their estimate of any us address you type in. The web site is www.zillow.com . john

INTP

try this article from fidelity making the case for international investing... good luck http://personal.fidelity.com/news/publications/pdf/internationalviewpt.pdf#search='international%20equities%20investing'

Thanks for everyones responses... I ve decided to refinance my 2nd mortgage at 6.12 fixed equity rate and pay out the 18k 3 year buyback. Janie, if i leave my vested retirement account and collect a pension at 50, it includes health insurance which does not charge monthly dues. This of course...

1 year later.... Plans havent changed much but assets and its allocation changed a little bit. My 457b plan statement said i earned an annualized rate of 12.5% gain on my latest statement and has a balance of 66k. I also took advantage of the our plans ability to put half of the balance of...

Thanks for the tip!

Once again, thanks for the comments I checked out bill's and the terhorst web site which strengthened my resolve that this is really feasible. I did contemplate cashing out at 50 with the 350,000 lump sum but remaining a member of the retirement program has the advantage of having a healthcare...

Im John, 36 single and been lurking here this last year and at about the same time started dreaming of early retirement. I have been working for a county government for 5 years and have a db pension plan and a separate 457 plan. I would love to hear your comments on my plans to retire in 6 or 7...