Search results

I use Quicken. I don't think the "Portfolio X-ray" feature they have built in is 100% right, but I'm only trying to target a fuzzy range between 70-80% equities, and it's definitely close enough for that.

I agree with others about Dave Ramsey and Suze Orman being out of touch with contemporary financial reality. I think 8-9 figures is just too far removed from Joe and Jill six-pack, they are relying on their distant memories, not recent lived experiences or even the stories of friends. Ramsey...

Playing chess online is like taking a belt sander to your ego. Lichess is also good, but I prefer chess.com's game review.

Although retired, I still have a lot of income and have ~50% effective tax rate. I would rather push this income into future, likely leaner years. And should I need to pay for a certain class of minor expense, it could be useful to have cash in this trust. I had thought of BRK.B and I-bonds...

I have a small ($15k or so) trust account that I want to productively mothball. Right now it is earning pennies in a checking account. I'm looking for an investment option that will be productive in the long term, but which does not throw off yearly investment income so I don't have to bother...

I've inherited a great deal from my father, and this eventually allowed me to retire. He's also been completely transparent about the remainder that will most likely come after his death. Despite the fact that absolutely everything he has promised and outlined so far has occurred, or better, I...

I've found the current group of Disney Star Wars TV shows to be mostly disappointing, only sometimes passable - with one major exception. Andor is very, very well done. I would suggest skipping everything else and just watching this one show. It's that good.

Are you fully vested? What do you leave on the table if you go now? Does marking your company's equity to $0 change your retirement planning numbers substantially?

A lot of good suggestions here, but I'll give It Follows (2014) another nudge.

I too would like to see larger wealth cohorts, but $1 million USD globally represents a high standard of living for much of the world. So it's not a bad place to draw the line for a global map.

I'm mid fifties, retired for a few years now. I generally just say I'm retired. But it depends on the audience. With fellow retirees of any age, I'm always straightforward about it. If retirement is a good thing for them, I congratulate them and compare notes. If they are peers-in-age and not...

I'm 6'1.5". I have the largest size Stressless - I believe there are three sizes, if I'm remembering correctly. I watch a movie in one 2-3 times a week, and more rarely read. As I've said before in this thread, I'm totally happy with mine, and actively look forward to sitting in it. I would not...

Yes to Stressless The Stressless recliners are terrific. Expensive, and if you want something they don't have in the showroom you may have to wait months for it to arrive via overseas shipping container. But it's all worth it. I actively look forward to sitting in ours, and do daily. Be sure to...

Same. I'm mid-50s, and have never paid for cable or satellite my entire adult life, save 2 years when I co-habitated with a girlfriend who wanted it. A better boundary to mark for me would be "When did you stop going to the video rental store?"

It's possible this was actually a hack, but there have been many other examples in crypto failures where 'hack' is just the weak cover story for a "rug pull" or inside job of embezzlement. An egregious recent example is Martin Shkreli...

My wife and I have been totally satisfied with our multiple pairs of glasses from Costco. We are both in progressives, and our Rx are both not straightforward, for different reasons. Probably we could get cooler frames elsewhere, but neither of us care.

I would have loved to retire in my 40s, personally. A lot of people here express satisfaction that they retired at a good time for them in their lives, but I would have been glad to go sooner than I did (early 50s, last year). Assuming you are financially ready, the emotional readiness is...

I would definitely sell all shares at once and distribute cash, OR distribute even division of all shares at once. Anything else could be a big hassle, and potentially expose your wife to legal problems she herself creates by trying to do the right thing. I will some day face similar issues...

Like many of you, I've been in Quicken for 25+ years. I have dealt with double transaction/missing transaction/failed one-step update issues at least a half dozen times. I keep an hourly snapshot backup on a network RAID and have had to revert to an earlier file at least twice. I have both...

This is another of these calculators not meant for the edge cases. It complains when I try to enter a "savings per year" of more than $100k.

Try combining trial offers with low-limit/one-time credit cards Thanks to all for posting about the various offers. Ever since Covid, I've been pairing the various trial offers with spend-limited credit cards from privacy.com. For example, set up a card with a $5/month budget, and use it for...

Thanks for this nudge. I just did $10k apiece for self and spouse, $10k for one trust, will do another $10k for another trust later in year, and will try to remember to do $5k per return next year during tax season.

Medical donations are exempt from gift tax treatment Medical expenses, including health insurance, are exempt from gift tax treatment, just like tuition is: https://www.stokeslaw.com/news-and-insights/gift-tax-exclusion-for-payment-of-qualifying-medical-and-tuition-expenses My father covers...

Growing up I experienced several long, unstructured, slow vacations in foreign countries that I remember fondly. As an adult, I've tried hard to take the longest vacations I could get away with, and once I had FU money if I left the state or country on vacation it was going to be for at least...

Early Bird Gets the Flu: What Should Be Done About Waning Intraseasonal Immunity Against Seasonal Influenza? https://academic.oup.com/cid/article/68/7/1235/5086704 "These studies all reach the same conclusion: VE declines after vaccination and does so perhaps more rapidly than previously...