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    am i ready ?

    i am pretty stable that way. the market could go 30% down tomorrow and it won't even bother me enough that i would check my portfolio. so cash is only from a purely financial number crunching perspective. I will go with 5% and atleast 15% in bonds which i'll rebalance to stocks when there is a...
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    Waited Too Long... How to Convince Spouse We are OK to Retire

    What we forget to understand sometimes is that not everyone is made the same. what motivates or stresses us might not have the same effect on others. Some people are not as stressed by work like us. They enjoy the hurried work, getting lost in details ...etc.from what i observed, People who can...
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    am i ready ?

    looks like i was over estimating the taxes. thanks for pointing. some have raised concern about the 4%. my taxes will be lower during the initial years as my basis will be high ( low gain versus starting point) so i guess i can have lower SWR initial years @ 3.25% and get 160k. that would give...
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    am i ready ?

    10% of my money is still in company stock, rest i put in VTSAX. SS is maxed out ( in paychecks till now)
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    am i ready ?

    my expense includes 20k for travel. thanks for the Roth suggestion. I'll do the math based on future taxes.i am accounting for 20k for health insurance. also don't plan to buy a house. will just stay here till kids are done. very helpful feedback so far. i am not counting on SS and keep it as an...
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    am i ready ?

    Hi Folks, I have been reading the posts on these forums for a very long time.I finally reached 6 m net in investment account (post tax) today !! 1.5m in 401k and rest 4.5m in outside account.I worked in a tech company for 19 years and had its stock go up 6.5X in the last several years. most of...
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