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We've had it since Jan 2022, and it generally works great. Ping is not fast enough for online gaming, in my limited testing, but more than fine for streaming and general browsing. Current speed: We get ours as a bundle with two cell phone lines and their 55+ plan, and it's a reasonable cost.

The ACA has been a godsend for my wife and I, first as self-employed, then transitioning into early retirement. Managing our income to maximize the tax credit has been a bit of a pain, but worth it. I'm looking forward to going on Medicare in a few years so we'll have a little flexibility to do...

The average inflation rate over the last 100+ years is 3.1%; current rate is about the same, so I wouldn't characterize it as "higher than normal". But yes, I wouldn't be surprised if it is higher than it was in the 2010s for quite some time... Our current allocation is about 70/30. When...