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  1. W

    Determining Annual WR for Variable Spending

    I'd like to hear from posters who have different withdrawal rates (WR) for their fixed expenses vs their variable expenses. Specifically, I would like to know: 1) How did you determine your baseline Variable WR ? 2) What techniques you use to adjust your Variable WR from year to year? TIA WWL
  2. W

    New name for REHP poster

    Hi, I'm the poster formerly known as Patnbj. I retired at age 47.
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