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  1. TB1960

    Asset Allocation and Fund Location for Early Retirement

    I didn't see any mention of real state. I retired in 2021 with a nice diversified brokerage portfolio, but, what really saved my assets was my investments in rental real state property. Sure, there are a lot of headaches involved. Property taxes, insurance, and cost up keep. But by the time I...
  2. TB1960

    2024 Investment Performance Thread

    Our Schwab portfolio has moved more conservative to an AA of 55/45, equity/fixed income, versus 65/35 for 2023 YTD +1.14% ending January YTD +4.50% ending February YTD +6.41% ending March YTD +3.27% ending April
  3. TB1960

    2024 Investment Performance Thread

    Our Schwab portfolio has moved more conservative to an AA of 52/48, equity/fixed income, versus 65/35 for 2023 YTD +1.14% ending January YTD +4.50% ending February YTD +6.41% ending March
  4. TB1960

    2024 Investment Performance Thread

    Our Schwab portfolio has moved more conservative to an AA of 52/48, equity/fixed income, versus 60/40 YTD +1.14% ending January YTD +4.50% ending February
  5. TB1960

    2024 Investment Performance Thread

    For me, I am just referring to my Schwab brokerage account. Not included are any additional forms of Investment Performance such real estate, rental income, promissory notes, etc. Our Schwab account is our main retirement asset. So far, since my retirement on May 7th 2021 we have been able to...
  6. TB1960

    2024 Investment Performance Thread

    On our Schwab portfolio with an AA of 60/40 equity/fixed income we are.. YTD +1.14% ending January
  7. TB1960

    2023 Investment Performance Thread

    On our Schwab portfolio with an AA of 65.5/34.5 equity/fixed income we are.. YTD +4.89% ending January YTD +3.34% ending February YTD +5.50% ending March YTD +6.18% ending April YTD +6.34% ending May YTD +11.06% ending June YTD +14.64% ending July YTD +13.07% ending Aug YTD +10.20%...
  8. TB1960

    Repair question - threaded rod

    I would say, buy a tap and die set, the raw material, and make your own.
  9. TB1960

    Do you Autopay your Monthly Bills?

    Not necessarily looking for errors. More out of curiosity and to see if need to adjust my spending habits
  10. TB1960

    Do you Autopay your Monthly Bills?

    I auto pay for bills that are the same every month. For instance, the cable and cell phone bill. For others that vary from month to month I like to take a look see to find out why before I pay.
  11. TB1960

    Poll: Have you had Covid?

    DW and I had Covid this last August/July. The cause was our Alaska cruise. Both vac'd and booster'd. We were stuck in a Fairfield hotel for two weeks until we both tested negative. Our first and last cruise.
  12. TB1960

    New Orleans Must Sees

    Get out of town a bit and see Oak Alley Plantation. Other than that, we like to stay in the Garden District.
  13. TB1960

    Poll on Worst Drivers by Automobile Manufacturer

    What’s the difference between a BMW and a porcupine? With a porcupine the prick is on the outside!
  14. TB1960

    2023 Investment Performance Thread

    On our Schwab portfolio with an AA of 65.5/34.5 equity/fixed income we are.. YTD +4.89% ending January YTD +3.34% ending February YTD +5.50% ending March YTD +6.18% ending April YTD +6.34% ending May YTD +11.06% ending June YTD +14.64% ending July YTD +13.07% ending Aug YTD +10.20%...
  15. TB1960

    Abandoning EVs

    If the driver of an EV car hits a pedestrian, is the driver charged with battery?
  16. TB1960

    2023 Investment Performance Thread

    On our Schwab portfolio with an AA of 65.5/34.5 equity/fixed income we are.. YTD +4.89% ending January YTD +3.34% ending February YTD +5.50% ending March YTD +6.18% ending April YTD +6.34% ending May YTD +11.06% ending June YTD +14.64% ending July YTD +13.07% ending Aug YTD +10.20%...
  17. TB1960

    2023 Investment Performance Thread

    On our Schwab portfolio with an AA of 65.5/34.5 equity/fixed income we are.. YTD +4.89% ending January YTD +3.34% ending February YTD +5.50% ending March YTD +6.18% ending April YTD +6.34% ending May YTD +11.06% ending June YTD +14.64% ending July YTD +13.07% ending Aug YTD +10.20%...
  18. TB1960

    Post your favorite 70s/80's one hit wonders here.

    If you go to to the Safeway grocery store in Pollock Pines, CA., and you forget to bring your Safeway Loyalty card, or, if you don't have one, just give them this phone number! It works! And you'll get your discount.
  19. TB1960

    2023 Investment Performance Thread

    On our Schwab portfolio with an AA of 65.5/34.5 equity/fixed income we are.. YTD +4.89% ending January YTD +3.34% ending February YTD +5.50% ending March YTD +6.18% ending April YTD +6.34% ending May YTD +11.06% ending June YTD +14.64% ending July YTD +13.07% ending Aug
  20. TB1960

    First Paid Job

    Ok, so, not counting using my lunch money, which my mother gave me at age 9, to secretly by candy bars and then resell them at twice the price to my school chums. And then at age 12 - 14, I had a paper route. At age 15 I started my own business making metal trinkets, like plant holders, toys...
  21. TB1960

    How many credit cards do you have?

    Five credit cards in total. Two cards are for air travel. Another two for hotel stays. And, one for Amazon We put most of our purchases on our Delta Amex along with about $3k a year on the Amazon card,
  22. TB1960

    2023 Investment Performance Thread

    On our Schwab portfolio with an AA of 70/30 equity/fixed income we are.. YTD +4.89% ending January YTD +3.34% ending February YTD +5.50% ending March YTD +6.18% ending April YTD +6.34% ending May YTD +11.06% ending June YTD +14.64% ending July
  23. TB1960

    2023 Investment Performance Thread

    I am still down 2.5% from our high mark in Dec 2021
  24. TB1960

    2023 Investment Performance Thread

    On our Schwab portfolio with an AA of 65/35 equity/fixed income we are.. YTD +4.89% ending January YTD +3.34% ending February YTD +5.50% ending March YTD +6.18% ending April YTD +6.34% ending May YTD +11.06% ending June
  25. TB1960

    2023 Investment Performance Thread

    On our Schwab portfolio with an AA of 65/35 equity/fixed income we are.. YTD +4.89% ending January YTD +3.34% ending February YTD +5.50% ending March YTD +6.18% ending April YTD +6.34% ending May
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