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Same, though I still experience it occasionally when lying down. I shared these Wellue BP2 logs with my doctor who was unconcerned.

I use Cronometer to track consumption / exercise and then supplement as needed (fish oil w/ D, B Complex, E Annatto, etc.). It's often recommended for those prescribed a statin, which disrupts the mevalonate pathway. Statin medications and Coenzyme Q10 Mayo Clinic Q and A: Statin use doesn’t...

Sure, as long as it's on your terms rather than their terms! ;) After 16 months of freedom, especially this last one with DW free as well, it's hard for me to imagine going back, though in ~5 years I may pursue a part time Federal gig from which to retire at my MRA ("immediate voluntary"...

Congratulations! We did, too, which was substantial as DW had increased her exemptions to eliminate all Federal tax withholding from her final (PPD 1-6) paychecks to maximize Roth TSP contributions (Payroll was unable to do similar for State withholding but she nearly reached the $30k annual...

Thank you! Nice! My first retirement project in early 2022 was building a center channel speaker to match the Teledyne AR9 speakers in my home theater (details here). Enjoy the Cornwalls!

Update: The market did not sustain that number, of course, but we stuck to our plan: I resigned at the end of 2021 and DW retired this past Friday (the very day she reached MRA). Later this week we will embark on our inaugural open-ended road trip; it feels surreal! Thanks again for the insight...

An article recently published in The Colorado Sun does not address elevation, specifically (and Boulder is about 4000' lower than your cabin), but offers references that might be worth pursuing (perhaps the author gained insight or leads while researching?). My guess is thinner air reduces...

In 2015, I bought a C6 Corvette Z06 from the original owner at just over $30k. For the next five years, I thoroughly enjoyed blasting around the rural back roads of north central / western Maryland and south central Pennsylvania. It was an absolute hoot, and somehow I managed to get only one...

This seems relevant but I have not seen it discussed here: The Impact of Taxes on the 4% Rule by Wade Pfau, 9/25/22 https://www.advisorperspectives.com/articles/2022/09/25/the-impact-of-taxes-on-the-4-rule

Our plan for this year's involuntary distribution from that actively managed account in our taxable portfolio was to invest it as usual, but as we have headroom in the 24% bracket for the first time, it seems prudent to at least consider as an alternative using it to cover the taxes on an...

Thanks! Well, the sooner we start, the longer we will have to convert at lower brackets before 2030 when DW turns 64 and our income factors into the IRMAA surcharge computation (ACA is irrelevant as we have FEHB). Yes, our earned income will be much lower next year, which would enable us to...

Regardless of whether and when, it's worth thinking through the mechanics. To remain in the 24% bracket, would we convert $106,001 ($340,101 + $25,900 - $260,000) with tax $25,440 ($106,001 * .24)? If distributions made at the end of the month are higher than anticipated, then only the...

DW and I opened VHCAX in our taxable account 20 years ago (before recognizing the ramifications). An involuntary distribution of nearly $40k ($4k DIV + $36k LTCG) appeared in our settlement fund this morning, bringing our taxable gross income to nearly $260k. We have ample cash reserves to...

The result of this fun project is being enjoyed thoroughly during such a hot summer: 32x16 pool with 16x8 deck.

@Music Lover I bet it is fun running sound for your bands. My wife and I attended an event recently where the sound engineer walked around the venue controlling everything from his tablet (vs. having a fixed mixing board setup behind the crowd). I agree that the inability to adjust phantom...

@street Thanks! It's nice to be paid by the electric company rather than the other way around, and the LCD is a big upgrade over the old CRT. @zinger1457 It certainly has been fun to put together and dial in! Treating the room to eliminate early reflections (walls, ceiling, & floor)...

I just finished building a center channel speaker that matches my main speakers (never offered for sale, so couldn't buy) and mounting it behind the screen in my home theater. I retired 2 1/2 months ago and am having a blast learning and doing things I never had the energy to pursue while w*rking.

On behalf of Rube Goldberg, I repurposed an old hand truck to mount a 32" 16x9 LCD in our bedroom armoire sized for a 27" 4x3 CRT. :)

Nicely done! I bet that was a fun project. I learned a ton putting an array on my barn using surplus panels from a nearby solar farm and may build a terrestrial array like yours with those that wouldn't fit.

Notification of Resignation submitted: last day is 30 December! (50 years of age, 32 years of Federal Government service) (To update, please quote this post, then remove the quote tags.) Marita40 1/2/2021 Announcement Boose 1/5/2021 Announcement BGH1 1/15/2021 Announcement GATime 1/2021...

When the market closed yesterday (at record levels), VG + TSP > $5M for the first time. Though it is "just a number" (and one that the market may not sustain), we consider it a milestone, and after reviewing our latest FIRECalc results, agreed that I should resign at the end of this year. Let...

I'm in the same boat (FI but struggling to pull the RE trigger before my DW). Positive testimonials are encouraging, but the market may not perform as well over the next decade as it has over the past decade (see similar posts in threads a decade ago, for example).

Or 20 years. Or 10 years. What difference does it make to Uncle Sam if an employee who meets the criteria for FEHB eligibility in retirement continues to work until his/her MRA or defers until his/her MRA? How is that any different than postponing until after MRA, which is allowed?

Can someone please explain why the U.S. Government does not allow an employee with 30+ years of Federal service to defer retirement and resume FEHB? Being unable to do so fosters a situation where FI employees "retire in place" and "do time" to reach their MRA rather than RE and free up...

Absolutely! As described here, DW and I are FI and wish to RE now but can't before she reaches MRA in March 2023 in order to retain FEHB. Can you elaborate on how you used LWOP to essentially postpone until your MRA without forfeiting benefits? Sounds great!