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  1. R

    I think I need to go back to w*rk

    If I were in your shoes, I'd go see a "fee only" financial advisor. You can see them only once to determine whether retiring now is feasible or you can have an ongoing relationship (annually or however often you want). They can run multiple "what if" scenarios for you and help you get your...
  2. R

    Sofa beds

    I second the wallbed solution because you can use a regular, comfortable mattress. Wilding Wallbeds has a sofa option; I'd assume other companies may have them too. I didn't buy that specific bed but can vouch for their wallbeds being very sturdy and comfortable.
  3. R

    ARK Funds

    I'll absolutely come back and admit defeat if it happens. At present, I'm still holding (in the green) and I certainly don't view three years as a long term holding. My strategy on the down side is "hands off" which is the same strategy I exercise with my index holdings. It seems like...
  4. R

    ARK Funds

    I'm still looking at this as a long time horizon. Time will tell if I'm wrong and I never over allocate in case of 100% loss though I certainly hope that doesn't happen.
  5. R

    HELP! My name is April and I am newly/unexpectedly retired!

    Although perhaps not popular here; another alternative is a fee-only advisor. I've met with mine approximately once every four years. I contact her whenever I feel a "check-up" would be beneficial. We have an initial consultation after which she advises me of her flat rate fee (fee depends on...
  6. R

    Rule of 55 planning

    You shouldn't have to roll the entire Vanguard 401k into the John Hancock 401k, you can roll only what you need. You might then have to roll the remaining Vanguard 401k into an IRA (depending on the rules of that 401k). I rolled some of an IRA into my 401k a few weeks before I retired and...
  7. R

    Who takes B12 shots?

    I was told by a Dr. focused on nutrition that 1500mgc of B12 a week is all that's needed and that any extra is wasted money. I do not get shots but rather use a liquid spray. Because I don't eat meat or dairy, I likely don't get near enough in my diet.
  8. R

    Gamestop?

    Maybe CLOV too ... +87% today and +~100% since June 7th. I don't have any of the meme stocks but it's certainly interesting to observe.
  9. R

    Shortage du jour

    Interestingly, Sherwin Williams was completely out of their "color to go" paint color samples company wide a month or so ago with no idea when they'd get more in. Checking online today, it's still unavailable. They sent me to Lowe's which turned out well as I hadn't realized that Lowe's...
  10. R

    ARK Funds

    Noting that "All hail ARK" is not applicable to my view point. In any event, I'm doing nothing with my ARK or other holdings at this time.
  11. R

    Tesla for the long run?

    Don't be so sure. I bought shares in 2012 and have added since then but neither bought nor even test drove any of the cars until late 2020. I have however done an awful lot of reading and have not sold any shares to date as a result.
  12. R

    Gamestop?

    Same; I wouldn't touch this with a 10 foot pole but it's certainly interesting to watch. As for a post mortem; A film deal is already in progress. I'm certainly interested in the whole story and hope it's accurate and complete when it arrives...
  13. R

    ARK Funds

    I did a few searches out of curiosity. MRG may be referring to this strange mess: https://www.bloomberg.com/news/articles/2021-01-25/how-wallstreetbets-pushed-gamestop-shares-to-the-moon Why on an ARK thread? It seems that someone apparently dragged Cathie Wood's name into it. Here's a...
  14. R

    Tesla for the long run?

    I'm not sure how on earth they calculated $8 /gal equivalent but it's not true. I recently bought a Tesla and just returned from my first road trip: North TX > Canton, OH > Sarasota, FL > Houston, TX > North TX - Just under 5k miles total. Mostly mild weather but I ran the heater the...
  15. R

    Our dog has cancer

    I'm so sorry for your pup, you and your family. I too lost my elderly pup late last year to cancer and did not opt for chemo nor did I find a solution. For her, a larger pup: I found that I could buy a giant roll of yoga mat and rolled that on the hard floors from bed to bed, rug to rug, rug...
  16. R

    New Dog

    What an angelic looking pup whom I'm certain will be ball of pure joy. So glad and thankful you've rescued her.
  17. R

    How do you charge an electric car in rural area

    Yes, climate control can be used while charging however, it's strongly suggested that the car never be charged beyond 90% on a road trip or otherwise. A 100% charge is less efficient than a 90% charge as the former won't allow regenerative braking (which puts energy back onto the battery) to...
  18. R

    Saddest Songs

    Thank you kindly, Mr Graybeard.
  19. R

    Kids Tin Lunch Box

    While I had a metal one at some point, I don't recall what was on it. This vinyl Cat in the Hat is the one I recall in detail: https://www.pinterest.com/pin/465137467737472758/
  20. R

    Saddest Songs

    When I knew for sure that my husband's illness was terminal and there was no way out, "Please Don't Go" kept running through my head. Still does.
  21. R

    Saddest Songs

    Joe Bonamassa: Asking Around for You https://youtu.be/5NgGwgK8SA4 Stevie Ray Vaughan: Life Without You https://youtu.be/DQ4REYdCkTw
  22. R

    Anyone else a Tesla investor?

    Agreed but it doesn't seem likely - at least for now. Musk did say they're considering spinning off Starlink once it's more stable. That might be an interesting investment too.
  23. R

    Anyone else a Tesla investor?

    Indeed, but what if you could just hold through the ups and downs? One thing I've learned along the way is that the longer you hold a company, the more you can learn about it. I first invested in Tesla in mid 2012; they had one very expensive, though good looking, car on their website at the...
  24. R

    Anyone else a Tesla investor?

    Thank you very much, helpful indeed. :)
  25. R

    Asset Finders

    Agree with the above comment. Zero fees, at least in my state, and safe.
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