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Very low chance of layoff. Not considering paying off debt because interest rates on all our properties are below 4%.

yeah, excluded mortgages. I generate positive income on the rentals, plus everything is set to be paid off by the time I retire.

Thanks for the encouragement! We're pretty much dead set at 55. I'll get 56% of my final pay, plus adjustment for inflation and fully covered lifetime medical. The percentage increases the longer I stay, but at this point, don't think its worth it. We're not sacrificing anything, but we hold...

We don't feel like we are depriving ourselves. We usually go on 1-2 vacations a year using saved up credit card/hotel/airline points.

I'lll get 54% of final salary @55, percentage increases the longer I stay.

Hi! The goal is to retire at 55. DW and I are 41 years old with 2 grade schoolers. $200k - Approx Annual income $50k - Positive cash flow annually from Rentals Pension at retirement for us will be approx 120K annually. Health Insurance will be covered 100% when I retire. We are...