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Anyone have any experience taking a repositioning cruise? My wife and I have never taken a cruise because we don't particularly like large crowds and once we're on a boat we're kind of stuck there. However, we've recently read about these repositioning cruises on shoulder seasons and we're...

I scored a great flight deal to Lima, Peru for 3 weeks in January 2023. I'm now trying to tailor our trip around our dates. Machu Picchu is on our list but after that I'm not sure what else is considered a must-see. We may take a week of that time and fly to Santiago, Chile and do the wine...

I have a mix of non-retirement accounts, Tira's and Roth IRA's in Vanguard and a blend of taxable and non-taxable accounts in my 401k. I plan on retiring at the end of the year at age 58 and I think I have a pretty solid withdrawal plan to meet my MAGI number for ACA. But I was wondering if...

Anyone have any issues with using the Mint app? I'm thinking about creating an account but sometimes worry about having all of my info in one location. Too many company hacks over the past few years. Anyone care to share a review?

Hello all, I plan on retiring in April 2022. Does my earned income from January through March count towards my ACA MAGI number for 2022? Or does it start from the time my new ACA policy goes into affect? Apologies if I'm repeating any previous posts, I've done some sleuthing and couldn't...

Hey all, I'm fairly new to this site and you've provided some very valuable information for me. I always thought I'd be forced to work till at least 62 due to the high cost of health insurance. But now I think I understand how to work my MAGI# to enable me to actually retire at 58 1/2! I've...