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Hi retirement friends, Has anyone used these calculators? Ficalc.app gives me 100% odds with my portfolio and spending vs firecalc.com which gives me 65% odds, does anyone know what type of differences these calculations are based on? Thanks!

Thanks for all the replies so far, to answer some questions... There MAY BE COLAS but its based on CPI, so some years yes some years no. And also to clarify, south america central america or Europe would be to live, if not forever at least for a year(s), my house is in a very good...

Hi friends, first off thanks as always to all the support on this forum, I literally have a quote from here hanging in my locker I look at everyday... Anyway, Scenario 1: Retire as early as possible at age 47, pension $80,000 401/457 around 1.4 million (if I get historical returns), lets say 1...

Hi friends, for fun/planning: Your age: Budget annually for travel in retirement: How many trips per year: Look forward to responses thank you to anyone who participates.

Hello fire friends, seems like this was posted once but it was over 5 years ago, so maybe time for a refresher, any advice/learning experiences you want to share from retirement you wish you had done differently? And also a big thank you to everyone here, I have now been on this site for over a...

What were you paying? Because I too will be retiring before medical care. Unless i go to Europe I'm fairly certain medical is gonna be a big bill for me even though I have no healthcare issues for now.

What went up that made it double?

Hi friends, Hopefully I can get an opinion from some older folks here but anyone is welcome to chime in. You retire at age 50/60, you are traveling and you are doing fun stuff maybe you buy toys, the boat, whatever. I imagine age 60/70 this may decrease. Age 70/80 what are you doing how is...

Arizona for me. Property taxes are great here. Even w sky rocketing prices.

Hi friends, What's everyone's monthly budget before entertainment or food? I'm sure this has been posted before but w rising costs of living everywhere probably a good one to revisit. Mine is about 900 a month. Budget: Mortgage: $0 County Tax:$104 Home Owner Insurance: $50 Electric: $250...

I paid off my mortgage in 9 years. I know that my interest rate vs compounding in the market was a poor choice financially, but the mental satisfaction of knowing every month my bills are close to nothing is worth far more than anything in a 401k, incidentally, I do invest a lot more now of...

Hi Forum, I was wondering if anyone here left, and regrets it? OR those who are on the edge are worried about regretting it? IF so, what did you regret? What went wrong? What was the "I wish I knew...." Be it money, spouse not wanting to travel, boredom, etc Thanks as always to anyone who...

Appreciated ?

Haven't been... Yet.

Wasn't on my radar till this summer. I went mainly because lack of restrictions and it turned out to be a blast, and pennies on the dollar compared to most of Europe.

I love Panama, def would consider it

If I retire in Europe I get "free" healthcare from my dual citizenship. I'm not well versed on this but know enough that it's better than lower income level us healthcare but not equal to top care. Travel health insurance policies are suprisingly cheap for long term. I currently don't have any...

Hi friends, So I wanted to get some thoughts, I am close to the glorious early retirement and have always wanted to live abroad, in my pension system if I leave at 20 years (public safety) my pension is around 65k, verses 25 80k, I have saved from real estate and construction work, and...

I've thought about not touching the 401/roth for 10 years. W no extra contribution at 7 percent investment gains it would be around 2 million. But of course it's the unknowns w healthcare, my roof falling off etc on if I'd be able to live off just pension for 10 years.

Golden sunsets yes. There are colas but they are based on CPI and in no way guaranteed.

Thanks everyone!

Hi friends, For those who retired or will retire prior to medicare age what is your plan for medical care in retirement? I am looking to retire at 46 or 51 the latest and looking at options. Healthy w no medications no history etc. Not too worried about day to day illness more the catostrophic...

Replies My monthly budget is currently at $800, no car payments no mortgage, this is insurance, property tax, essential bills. Yes government pension but no medical. The fund is pretty solid but of course as w anything who knows what can happen. Around $20k in emergency funds I'm 6 years...

Hello friends, Here's my scenario, all feedback welcome and appreciated! I am looking to retire in a few years, if possible of course. I would be retiring with: $60,000 a year government pension, dont qualify for social security No mortgage, no kids, probably no spouse, but you never know...