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Do people actually increase their spending by inflation every year? And if so by how much?

I bought VTI today. It went down and I suspect it will go down again but I'm buying to keep my AA constant and for the long run. It was a lot cheaper today than a month ago.

At what point do you set your fund accounts in taxable to reinvest vs. distribute to settlement or bank account? Retirement? throughout investing? What about capital gains? Do you always set that to reinvest in taxable? Currently I've got my dividends to distribute to settlement fund. If I...

I'm re posting this. The original was incomplete and seemed to be slowly getting off topic with arguments about issues not relevant to this post. Would you buy this fund to simplify things and not have to rebalance yourself? Would you do it if you had to sell existing funds and pay capital...

Would you buy this fund to simplify things and not have to rebalance yourself? Would you do it if you had to sell existing funds and pay capital gains?

So my wife an I have been retired for 2 years. Wife is 53 and I'm 54. In those years we had income from some real estate and a small non cola pension. Because of covid we really didn't go anywhere and didn't spend much so those income sources covered our costs. The real estate income may...

Hello everyone. When figuring out the income question for ACA, what do I count? Do I count dividends, interest and capital gains, Or are they just asking about earned income?

I did a quick estimate on the SS website. It gave me a number at starting dates 62, 67,and 70 years old. It did not state if those numbers were in todays dollars or inflation adjusted dollars. I need to know this to be able to input it into a retirement calculator. Any insight?

Hello all. Hope all is well. How many people hold tips as a large part of their portfolio and use it for example the first 10 to 12 years of their retirement while allowing the rest of their portfolio to grow at an AA of around 60/40. Also, would you hold the 40 bonds in intermediate...

I'm not sure if I should even try. But here it goes. A few stats: 52 years old. Retiring. Married no kids, DW also 52 years old. Investments in 3 fund portfolio with 10% cash 45% stock (10% international, the rest VTSAX) and 45% bonds (divided intermediate treasury and VBTLX). My wifes...

Hello all. New in here. Hope to get some advice. Both of us 52 years old. Home value 950K no mortgage Investments in 3 fund portfolio with 10% cash, 45% stock (10% international, the rest VTSAX) and 45% bonds (divided intermediate treasury and VBTLX). Total investible net worth 4.8...