Search results

No need to apologize for a question. I love questions! In my analysis I don't consider any one withdrawal strategy to be the most conservative. Here's how I would approach your question, though. First, I would ignore the strategies under "Maximize spend." As their name implies, these...

Thanks for the kind words, everyone. You'll want to check the checkbox "Adjust annually for inflation" when entering your social security.

From 1913 onward inflation is derived from the CPI-U published by the US Bureau of Labor and Statistics. Years 1871-1913 use Warren-Pearson. Where it says "5 years into retirement" is an input field. If you click into it you can type in any number that you want. There are other configuration...

Hi all, I know I'm a bit late, but I'm the creator of FI Calc. I'm happy to answer any questions that anyone has about calculation results or about the calculator in general. FIRECalc and FI Calc should also produce similar results in many situations, but they will not be the same. If anyone...

I posted a fairly long reply, and it showed up here, but then it disappeared for some reason...I don't have time to post it in full again, but surprising as they may be these results are consistent with FIRECalc, the Trinity Study, and Bengen's analysis at 30 years and a 4% success rate.

Perhaps...let's see what other trusted resources have to say about a 50/50 allocation: FIRECalc 95.00% success rate Link Trinity Study (1926 - 1995, inflation-adjusted) 95% success rate at 4% Bengen (1926-1976) Figure 2. 50% stocks lasts a "minimum of 30 years", which one might interpret to...

Thanks a ton for the kind words. Under-the-hood, I am using p-quantiles for the data displayed in the charts. The p values used are 0, 0.05, 0.25, 0.5, 0.75, 0.95, and 1. What this means is that the value at the "peak" of the graph is actually the median: half of the end portfolio values appear...

Hi all! Creator of FI Calc here. Let me know if there are any questions you have or feature requests. I'm open to any feedback/questions you may have. If you have time, I'd be curious to hear more about what you mean by the interface being too jumpy. If you dislike some of the motion, you can...