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    ACA questions

    Hi - I understand there's a variety of ACA plans available and healthcare providers can vary by state but my admittedly incomplete research shows the vast majority of major cancer centers (MD Anderson, Mayo, Sloan-Kettering, etc.) don't accept ANY ACA plans. In fact, I haven't found one...
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    What to do? (Health insurance question)

    Looking for some advice. I plan on retiring by the end of 2022 and my wife and I are going to live in Spain for at least a year. In 2024 we may stay or we may return depending on a variety of factors. In order to get a non-lucrative Spanish visa we have to shown proof of health insurance...
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    Analysis paralysis - meeting with a FA tomorrow

    Hi everyone - I've been a hands off investor for likely too long and only recently have I sat down and taken a hard look at my AA and here's where I am: In tax deferred accounts (IRA, SEPP, 401(k), etc.) $1,200,000 - 50% stock funds / ETFs (36% US & 14% INTL) - 28% cash...
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    Looking for a parking place

    Hi all - Still reading, still learning with the help of this site. I'm 55 with net worth around $2.5m. Recently moved $ to Schwab from a FA (pretty sure I made a few boat payments for him) and am sitting on nearly $1M cash and not sure where to park it (FA wanted me to put it in a variable...
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    Am I the sucker?

    Hi all. Enjoy reading the posts and am learning every day though I still consider myself to be an unsophisticated investor. I have approx. $325K sitting in cash earning .50 percent and, like most, looking for alternatives. I'm 55 married with two adult kids and the money is already in a tax...
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    FIREcalc vs. Personal Capital

    Hi all - ran the same simulations on FIREcalc and Personal Capital and my FIREcalc score was 100 but with the same data my PC score was 46. I checked the input data numerous times and my inputs are identical. Can only assume the there are different assumptions built into each program. Anybody...
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    Adios Estados Unidos - hola España?

    Hi, Want to retire to Spain in the next 2 years. What do you think? Me: 55; Wife: 56 Tax deferred accounts (IRA, SEPP, 401(k), etc in a conservative allocation: $1,000,000 Taxable accounts: $200,000 Cash (think the market is due for a correction): $1,100,000 House - paid for (worth $225k)...
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