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I am still in the legacy High Three retirement system. No Matching TSP contributions. 1-Understood the access to my IRA at 59.5. No plan on that. 2- I’d suppose best plan would be to attempt max out IRA and contribute to secondary account for as much growth as possible. But I just need to...

TSM as in Taiwan Manufacturing? Total International Index or ETF? Are you referring to adding to my IRA or other growth fund? Thank you.

Thank you all for your advice. Oldshooter, DrRoy, and MB Austin, Roth IRA Portfolio- Vanguard Target 2050 Fund (VFIFX) 50% Vanguard 500 Index (VFIAX) 40% Vanguard Extended Treasury Index ETF (EDV) 10% *Stocks 92% Bonds 8% Brokerage account Portfolio- Vanguard Total Stock Market ETF (VTI)...

Hello all, Late to the game but as they say, Better late than never. Ive been used to going through vehicles as the fast car bug bit me hard. And traded more than I wanted. As I’m approaching closer to 40, it was an eye opener on how much I need to save for retirement and invest more. I...