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    Florida Home Owners Ins

    Up 10% from last year ($600 to $660). Have only had the home 2 1/2 years. Home is ~10 miles west of Disney. Most of the large increases are for homes on the coasts I'm sure.
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    Who IS Retired On This ER Forum Anyway

    4 1/2 months to go and I AM counting...
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    Please talk me out of continuing to work!

    $4 million and she's worried... Give me a break. You don't need encouragement, you need pychological help. Get a life.
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    what is the deal with all this "treason" stuff?

    It's just the far right trying to rev up their base again.
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    An OLd Liberal " Gets It"

    I think I just heard Justin say "But he lied... Under oath"  :laugh: :laugh: :laugh:
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    Need Advice - Where to put $$$ in ER?

    Gonna pull the plug at the end of the year and need advice on 2 things... should I change current very conservative investments and would anyone else pull the plug in this situation? I am 57, married (wife is 56), kids on their own, own condo in northeast and home in FL free and clear. Plan to...
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    Annual review and raise, WTF!?

    This is my last year as a cube-rat. Will retire on 12/31/06. Told my boss to give me a lump sum instead of a % increase this year since the % increase has no impact on the pension, per the pension calculator. Better to get the full amount this year rather than 1/2 of the amount I would get as a...
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    Own two houses?

    We sold our home in the northeast 2 years ago knowing we planned on retiring in 2006. Bought a condo in the same city (both mother's, a son and relatives still live there) and a ranch style home in FL where we plan to snowbird 6 months a year.  Daughter lives a bit north of Atlanta, about a 7...
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    Where Were You When It Happened

    8th grade at St. Laurent's. Mutha Superior made us kneel backwards at our desks. Knees are still sore.
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    Decided to start a business to facilitate ER

    Too bad you weren't in the Orlando FL area. I need to call an air duct cleaning guy when I get back to my house in Clermont. Look to see if there are HOA (Home Owners Associations) in your area that advertise business services. Doubt if it would cost much to put up a web page on their sites. Pete
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    Going broke at 81

    It really would be interesting to see what people are actually planning to live on at 55, 65, 75, 85 & beyond. It would also be nice to see what makes up that amount, i.e., SS, COLA or Non-COLA'd pension, 401k WD, IRA WD, dividends, interest, cap gains, etc. Lastly, what % of the portfoilio...
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    Why quit?

    Other - Still working :'( Main reason is family longevity & company elimination of health benefits starting 1/1/07. Had planned to retire on 1/27/06 but I'm working a dealwith the company to work out of my vacation home in Florida 7 months next year. Pete
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    Vacation Time

    5 weeks paid vacation, 11 paid holidays, 5 sick days but usually take 7-10 and a coupla AWP's. Been with the company 33 years. Total = ~46 days a year. Still not enough.   >:D   Almost time to call it quits.
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    Diversification - a new take

    I too am a little concerned about having most of my eggs in one basket (401k with Fidelity). Has anyone ever taken out just their company stock from a 401k (not a rollover)? I understand that you would pay only the average cost basis of the shares, not the current market value. Then when you...
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    Auto Insurance

    Joe, Thanks for the info and the heads up. I'll make the appointment in November but I'm afraid that since I won't be going down there until the 2nd to last week in December that I may not get an appointment. Nevertheless... I just finished the on-line quote thru Geico and in it I put the cars...
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    Auto Insurance

    Joe, Thanks for the response. Did you drive the car that you leave in NY down to FL to register it or did you do it via the HSMV-82040 form where you get a cop to validate the VIN # or have a dealer do it on their stationary? Sounds like Geico doesn't have the 10 month rule like Progressive...
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    Auto Insurance

    I currently live in CT but I plan on becoming a FL resident at the end of the year and RE at the end of January 2006. As my name implies, I plan on living in my home in FL 7 month a year (Sept.-Mar) and returning to my condo in CT (Apr-Aug). I started looking into auto insurance with my current...
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    retirement port st. lucie/jupiter florida

    I believe you have until March 1st to file for the homestead exemption but must be a FL resident by Jan. 1. Here's the link... http://www.lakecopropappr.com/faq.asp Qualifying For Homestead Exemption To qualify for a Homestead Exemption, you must be a permanent resident of Florida as of...
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    retirement port st. lucie/jupiter florida

    Ditto. Wife and I are planning on driving down in December to get everything taken care of before Jan. 1st, which is when you have to be a FL resident in order to get the homestead exemption. Found out that only one of you (spouse or yourself) needs to apply for it in order to get it if both of...
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    Education Poll

    Chose to go in the Navy after high school due to the draft. Got married and had a kid while in the service. Still was able to send both kids to college. Daughter just took her APRN test on Monday after graduating Yale in June. Wish her luck! Son is a graphics designer for a local NBC TV...
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    How Do You Want To Go?

    I'm not a fan of horses  >:D >:D >:D
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    How Do You Want To Go?

    In the saddle :angel: :angel: :angel:
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    Family Background poll

    Banana sandwiches and SPAM. My old man drank his money away.
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    Retirement Coming Up

    73ss454, Bought a place about 9 miles outside of Disney with a pool and lanai. Can't see renting it out. Nobody takes care of it better than you. Place has appreciated ~60% in a year and a half. If things get tight I can always sell it or the condo but plan on hanging on as long as I can. Can't...
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    Retirement Coming Up

    I am a Laser/EDM process engineer working at a major aerospace company. They have "yellow badge's" doing part or full time contract work. Since I write the postprocessors for all the drilling equipment in the plant they should need my services once they figure out what I do!!! Pete
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