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  1. Piper20

    2024 Umbrella Policy costs

    $502 for 2 million.
  2. Piper20

    Another Vanguard Rant

    Had to call VG today since we moved and the security phone number was incorrect. First agent came on after 3 minutes but said we were broken up and couldn’t understand. Hung up tried again. 3 minutes for an agent and security phone number updated. I was surprised after what I’ve read here about...
  3. Piper20

    I Have a Battery Predicament

    Drop the battery off at Staples if you have one nearby. They’ll recycle for free.
  4. Piper20

    Another Vanguard Rant

    Our lawyer setup our Will if we both die at the same time I am the first goner.
  5. Piper20

    Annoying Norton Subscription

    You can cancel the auto renewal anytime you want. I payed for 2 years then cancelled auto renewal. $52.99 From Norton Your subscription will continue through the end of your already paid subscription term, after which it will end and not automatically renew
  6. Piper20

    How do you plan for possibility of early death of a spouse in FIRE

    Brett most Credit Cards have a primary and authorized user. When they find out you’ve passed and you’re primary auto pay will fail and the credit card inactivated. I’ve placed all our auto pay in DW credit card in her name. It’s easier for me to deal with if DW goes first.
  7. Piper20

    What's wrong wtih my garage door opener?

    I would unplug remove the cover and look for a critter, spider, stink bug etc. and any loose wires.
  8. Piper20

    HVAC replacement advice

    Depending on the unit there is a target to set the humidity on the thermostat. On a 2 stage it should run on the lower speed and reduce airflow across the coil to reduce the indoor humidity.
  9. Piper20

    What did you do today? - 2023/2024 version

    MC Rider don’t know the issue but check the web to place the frig in diagnostic mode or call LG factory service.
  10. Piper20

    Current Covid Booster - September 2023

    Brett if you are on Medicare it’s free starting this year.
  11. Piper20

    Moving options -

    DW and I will be moving in the March timeframe and looking for a mover to pack and move. Good reviews and not so good reviews from the 2 we are looking at. We will be interviewing soon. Will be watching this thread.
  12. Piper20

    CAPITAL ONE DATA BREACH, You are Eligible for Benefits From a Class Action Settlement

    I guess my info was never accessed since I haven’t received anything from Capital One. From the site. We have notified by mail all individuals whose Social Security numbers or linked bank account numbers were accessed.
  13. Piper20

    Selling items we don’t want to move

    We’ve sold thru Marketplace. Car ramps, gas power washer, ladder, chainsaw, battery charger, camp stove, etc. No bites on some items. We’re are going to use Jdog to remove furniture, exercise equipment we won’t need. People we do know have no use for it. We don’t feel comfortable having unknown...
  14. Piper20

    Iphone 15

    For the T-Mobile trade-in I would take the trade to a T-Mobile store vs mailing. USPS lost one of ours for a month. I will never use the mail again for the trade-in.
  15. Piper20

    Bridge loan in real estate

    We’re buying a new home in a 55+. Taking a 30 yr loan for $200K. When the old house sells we will pay off the loan. No prepayment penalty. To old for temp housing and storing stuff.
  16. Piper20

    Poll:How Many Times Did You Change Employers In Your Career?

    One MegaCorp for 37 1/2 years right out of High School. Started in the mailroom ended Senior Systems Programmer.
  17. Piper20

    Anyone had balloon sinuplasty procedure?

    I have the same issue usually early morning with a Cpap. Sometimes during the day without the Cpap. I did purchase a nasal rinse kit at the drugstore and that helps.
  18. Piper20

    Whole house generator and propane supply

    Generac and I’m sure the others have a timer that can be set for how long the power is out before starting. Generac defaults to 5 seconds. I had ours changed to 35 seconds to prevent the nuisance start stops.
  19. Piper20

    Water Heater Booster - any experience?

    We had an 80 and the plumber said most opt for (2) 50’s in parallel. We went for (1) 50 and just fine. You could turn the temp high so it mixes with more cold water giving you more hot water. RV water heaters work this way.
  20. Piper20

    Another Vanguard problem

    That was Vanguard’s response to my question. If all documents are e-delivery the 1099 will be exempt. It did take 8 calendar days for the answer.
  21. Piper20

    Yet another RMD question

    Just make sure your birthday is correct in your profile or you won’t be notified if the birth year is not correct.
  22. Piper20

    Another Vanguard problem

    Vanguard’s response to 1099 for our CPA: For clients who have Vanguard Brokerage Accounts and elect to have e-delivery of all documents except tax forms would be exempt from the $25 account service fee. Tax forms can still be mailed but all other documents must go via e-delivery.
  23. Piper20

    Sometimes you need cash.

    In SE PA 2 fish markets and pizza place started charging a 3% convenience fee. I’m assuming the interchange fees have increased.
  24. Piper20

    Weed spray for lawn care

    Tenacity once mixed in a pump sprayer, the herbicide should be used within 24 hours. However, Tenacity stored in its original bottle and unmixed has a shelf-life of 3 to 5 years. Works good on eliminating bent grass.
  25. Piper20

    Any at home tests for car AC?

    Normally there is a site glass on top of the Freon filter dryer. After the AC has run for a few minutes there should not be any bubbles in the site glass. If there are bubbles you’re low on Freon.
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