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Thanks for the replies everyone. I'm finding this really helpful.

Thanks for the replies. I'll look at the calculator

I've seen various articles suggesting a safe withdrawal rate of 3% to 4% but I presume this is on the basis you retire at 67 (or thereabouts). How do I calculate a safe withdrawal rate for an earlier retirement. For example retiring at 50? I know the rate will reduce but not sure how to...

Thanks for the reply. Really appreciate the feedback. What buffer pot do you think is sensible? I used a method I read in a property book called binomial probability to work out the buffer. This method suggested £22,000 buffer which I thought was too low at the time so I increased it. I...

I would look increase the rent on properties by inflation so that should keep my income in line going forward.

Thanks. I didn't think of that scenario. I could access some funds by re-mortgaging on the properties. I'll run the numbers and see the impact.

Hi. First post. I'm 48 and my partner is 46. If I have my numbers correct I think I could retire early now. Would like some feedback on my calculations/approach. We both have jobs but also have a separate income from a property portfolio. Numbers below (numbers have been rounded down to...