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Thanks TH, I didn't know that! I don't really have a need to shop at Lowes these days, so I haven't used it, I just saw it on the net. That's a good idea about taking it to Home Depot though!!! Of course, I guess we could just open an account with BoA too! BB

Here's a link to the Lowes coupon, you can just print it out, nothing to fill out: http://bankofamerica.lowes.com/landing.asp?MailID=0050XYN3FPH86N1KMNNK Hope this helps! Beachbumz

Hi Unclemick! It's great to hear you are ok!!! Good luck with your relocation. Beachbumz

My wife's old boss took the job as manager of Bagdad Intl for a year. Don't know what the salary was, but he retired from a six figure job to take it. He did his year, no problems, and then got a cushy contract in the caribbean I believe. Beachbumz  8)

We are usually there on the weekend and there is a lot of traffic, but it never has been much of a problem and theres always room in the restaurants. Beachbumz 8)

And you are going back to work!!! ???

NO OFFENSE, but it seems to me that your biggest problem was not knowing how to not work. You have plenty of money and could easily readjust the portfolio in a couple of weeks. As long as you are happy doing what you are doing that's great! But, I wouldn't want a newbie reading this to think...

I agree as far as a direct hit on the coast, but two of the hurricanes last year went right through St. Aug/Jax. Mostly just knocked out power (for several days for some) and a lot of rain. Beachbumz 8)

It is a LOT more expensive on the west coast of Florida than the north/central east coast of Florida!!! It is hot right now in Jax, but no hotter than New York or North Carolina. It was 99 degrees in Raleigh, NC last week and ONLY 92 in Cocoa Beach!!! If you buy a newer property, hurricanes are...

I don't know whether I would start now or not, but I know I wouldn't start now in the market I was in! I agree with Tryan, if it gives you the 'willies' then stay away. Beachbumz 8)

Hi Shiney and welcome! It's not that hard to get that 'retired' word out, it just takes some practice. ;D DW and I FIREd at 36, two years ago and it's been great. I can't imagine having to get up and go to the office every morning. Keep reading the board, you'll get the idea... Beachbumz 8)

Not until he gets a cheaper apartment! Beachbumz 8)

I don't think there's a correct answer in the poll for us either. "Sell appreciated house" seems to imply principal residence, which we did make some money from, not much. I guess, by definition, anyone retired is an LBYMer; but since we sucked at reducing spending, we had to figure out how to...

Just nature's way of cleaning up the old stuff. Hurricane codes are MUCH stronger in Florida since Andrew. We stayed through Jean, it was awesome. No damage to our building, but some old one's down the beach really took a bruising. Martha, could you explain the part about can't force the rental...

Hi Martha! These condo hotels have become pretty popular in the Clearwater to St. Pete beach area of Florida. We put a deposit down on one at $777 sq ft at the buccaneer beach resort. There are 60 gulf front units and there were about 10 left when we looked at them. They had been on the market...

Hi Brewer! A typical 1031 exchange is not hard at all. This is where they would sell the property. The proceeds go to a third party intermediary. They then have 45 days to NAME the property(s) they wish to buy and 180 days from the sell to close on the new property. I have done this, it's no...

The biggest cut we made, was the second car. It's been over 2 yrs now, and only occassional minor inconveniences. Dining out way down, DW likes to cook not that she has time Clothing way down, shorts and tank tops just don't cost that much ;D Travel costs way up, we love to travel and now we...

We have rented our condo out several times while we traveled. The longest was 3 months and we have never had a problem. We are on the beach in Florida, so that makes it pretty easy to rent. Beachbumz

I've seen some pretty long streaks of one color or the other on the wheel and this is one reason they have maximum betting limits posted. But the point is valid. If you're going to gamble, why not have a little fun and get free drinks. ;D

Hi SWR! You may want to check out La Terra in World Golf Village. This is a GREAT location. It's less than 5 miles from downtown St. Augustine and St. Augustine Beach. It's a brand new resort and spa, that would be a lot nicer than the in-town suites IMO. They are showing studios from $1440 a...

Start a new thread and you will get some responses (at least one  ;) ) Beachbumz

Hi Bum! Wow, 250K that's pretty steep! :o I agree that you should never write a put on a stock that you aren't willing to own. This is a mistake that I made back last year, that cost me dearly. Also, if there's bad news out there, like a pending law suit or something, stay away. You can do this...

Stress is MUCH lower now. I had begun having anxiety attacks at work. I talked to the doctor about it and, of course, he wanted to give me a pill. >:( I asked if he thought if I quit my job and moved to the caribbean the problem would be solved. He said yes. Problem solved! ;D (Florida anyway...

Better! Working on much better. There's more time to exercise now, don't have to get up at 5:30 to go to the gym, but more traveling makes it more difficult to keep a good routine. Also, eating better now, more home cooking because we have the time.

NO! The rule is 24 months out of 5 years. IOW, you don't necessarily have to live in it 2 yrs straight, or sell it immediately after that (you could rent it for a couple of years if need be). It's just a little more flexible than 2 yrs straight. You could live in it for 9 months out of the year...