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I haven't seen this posted. Mods feel free to delete if this is a duplicate. The Callan Periodic Table of Investment Returns shows annual investment returns by asset class. It is generally used to demonstrate the value of diversification. Edit: Fixed title 2023, not 3023

Sorry for being cryptic but I’m still excited from a quick trip to Geneva-On-The-Lake in Ohio. It’s an hour east of Cleveland on Lake Erie. Family reunion of sorts to celebrate a cousin’s 60th anniversary. We barely got to do many of the popular activities so I guess we’ll have to go back next...

I had a fender bender with a Fedex delivery van. They hit my unoccupied vehicle parked in front of my house. The driver knocked on the door to advise. Very minor damage. The claim process is a super PITA. I spoke with 8 individuals including 3rd parties and contractors who all ask the same...

I got a weird email from Vanguard “Introducing New Cash Deposit” which is an option for for the settlement fund in your brokerage account. It looks like someone sent out a draft template of the email (“Cash Deposit is now paying X% apy). When you click the link the apy is 3.5% but the Federal MM...

I get this error frequently while trying to use my iphone to read email. I checked some help forums but those solutions were not effective. It’s AOL <blush> on an iphone 6 <blush>. “This message has not been downloaded from the server.”

i’m guessing everyone will disagree with this calculator from the Washington Post for one reason or another, but hey it’s just for fun! “Up to 87% of Americans identify as middle class — but few agree on what that means. Here’s what your income says about you, your community and the country.”...

There used to be a list of ER-related forums that included one on RVs. I can't seem to find a link for it anymore....help!

BIL is 68 and was planning to retire within a year. He had said it would be tight but he thought he could swing it. He had a mild stroke last month and is going through rehab now. He’s single and a wreck emotionally but expected to make a full recovery. We’re all thinking he should retire NOW...

DD is looking to buy her 1st home. Working with a Realtor that helped two family members buy their 1st homes. DD was asked to sign an exclusive agency contract. I’ve heard of these but I was never asked to sign one. The term is 1 year. The fee is 3% which I presume is 1/2 of the typical...

Last week we had a chopper circling the neighborhood around 11pm. It was out there for an hour or so. I checked Nextdoor and sure enough there was some dialogue including a screenshot from the planefinder app. I was vaguely aware but surprised at the level if detail available in the free...

I bought a bond in Feb ‘22. I paid the pro-rated “accrued” interest to the seller for the period before I purchased the bond. In August I received a full coupon payment which is included in box 1 of my 1099 INT. How do I reduce the interest received by the interest paid when I bought the bond...

I haven't seen this posted. Mods feel free to delete if this is a duplicate. The Callan Periodic Table of Investment Returns shows annual investment returns by asset class. It is generally used to demonstrate the value of diversification. In case anyone was asleep at the wheel, it was a...

Can anyone help me find a calculator or worksheet for this? Please resist the urge to post how awful it is to consider this option..... This is NOT the basic DB pension/annuity that Feds get under FERS or CSRS. There is an option to use funds from the Thift Savings Plan (e.g. 401k) to buy a...

We have derailed the sticky thread for Best CD, MM Rates & Bank Special Deals thread with discussion of the ins and outs of Treasury debt so I am starting this thread specifically dedicated to Treasuries. I would've chosen Active Investing for this thread but decided to post here since we have...

I was so relieved to hear this news sent to my primary email… International Monetary Fund (IMF) Headquarters Washington, D.C. U.S. Coordinates 38°53'56?N 77°2'39?W Region World wide Membership 190 countries (189 UN countries and Kosovo) TeleFax +1 206 456 4986 Ref...

I can't find/recall the original thread where this program was discussed. I signed up at the suggestion of someone here. That was maybe 10 months ago and I have never received any actvity....until now. I had a few stocks that I thought would be attractive for this program like JNJ, D, BMY...

This guy is mortally wounded having wrapped itself in the hose reel being rewound. I’d guess 3 ft. Central MD.

All the discussion of various Fixed Income products inspired me to explore a bit on Fidelity.com. I'm looking at a prospectus for a Citibank Corporate Note that is rated A3/A, pays 4% for 3 years, callable after the 1st year. Not listed on any exchange and probably illiquid. If I don't find...

Curious to know what others think about the expansion of the TSP to optionally include an expansive selection of mutual funds. TSP expense ratios have been rising dramatically lately and I think they have a new contractor to co-manage the plan so I see this as a means to make the plan more...

My Fido advisor’s assistant called me to schedule a semi annual review. It was so awkward i felt kinda bad for the guy. He kept asking if i needed help with this, that, and the other and what could he do for me. I asked for feedback on general plan to do Roth conversions and delay SS. No...

A family friend bought an 1865 farmhouse in the Northern Neck area of VA. This thing is on the front door at the bottom on the interior. The local locksmith says “I’ve never seen one of those”!

How do they do this?? I’ve had this card for many many years. It pays 5% cash reward on gas in the form of a statement credit every month. Some other store cards offer 5% (Target, Lowe’s) but they are obviously cutting into their margin to do this. Penfed is somehow taking this out of the...

I am looking for a lightweight software program to handle basic 2D floorplan sketch for a basement remodel. Any recommendations? I prepared some plans using PUNCH! Home Suite 15 yrs ago and I still have printed copies but can't find the files. I think the basic versions of their current...

I’m not a gambler. I do go to the casino once or twice a year and might blow $50 on slots or $100 in blackjack but I mostly enjoy watching the characters. I have seen the legalized sports betting expansion coming for a long time but I am a bit stunned how fast it has grown with cooperation...

We see lots of questions here about qualifying for a mortgage with assets but no or low income. This is same issue but for an apt rental. I’ve been trying to help my 83 yo cousin find an apartment in our HCOL region. It’s crazy. Lots of nice newer units for seniors with 30-50k annual income but...