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    What type of sunscreen do you use?

    This article from the Environmental Working Group summarizes studies that have been done comparing US to European sunscreens. It's a good starting point for understanding the differences. Note that Asian sunscreens use a lot of the same UVA filters that European sunscreens do. When...
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    Buying Glasses Online

    I like Jins. They have a lens replacement policy that is great. When you need to replace your lenses for a frame you bought from them, they will do it by mail for $60 (high-index included, if necessary). This is for regular distance vision lenses, not something more complicated like progressives.
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    What type of sunscreen do you use?

    I'm surprised people aren't mentioning European and Asian sunscreens. They have better UVA filters than sunscreens in the U.S. and that alone is worth it to me to seek them out. I buy them online from European and Asian shops that deliver to the US. La Roche-Posay makes a whole line of them...
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    Cost For Dental Checkups w/o Insurance

    In NYC and pay $134 for a biannual exam, cleaning, and x-rays. For the second biannual visit that doesn't include x-rays, it drops to $76. These are the discounted rates I get for using a dental discount plan (not insurance) called Careington 500. I pay $150 annually for both my husband and...
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    Caffeine, pros and/or cons?

    green tea for hormone-induced headaches I've never gotten into coffee and rarely drink tea, but I've found caffeine to be a safer alternative for treating headaches than Advil. Whenever I get hormone-induced headaches (from perimenopause), I drink one cup of green tea and that will stop a...
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    What new series are you watching? *No Spoilers, Please*

    I've gotten into Extraordinary Attorney Woo, based on recs from this thread. It reminds me of Ally McBeal, which is another "whimsical life of an attorney complete with hallucinations" show from the 90's. For this new series, I enjoy the creative problem-solving of the court cases and the many...
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    What new series are you watching? *No Spoilers, Please*

    I had low expectations for Wednesday, but that show surprised me - wittier and more self-aware than I expected.
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    Home Covid Testing

    I still have 6 tests left from the previous USPS order - they expire in Mar 2023 (extended). I'm not sure whether it makes sense to order another batch when there is a limited supply from the stockpile. Can anyone who received their just-ordered tests let me know what expiration date you got...
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    New Variant Vaccine

    Here is some anecdotal evidence that suggests the bivalent booster works very well. I got the shot in Oct; my husband chose not to get it. He came down with COVID the day after Thanksgiving and suffered through it for 7 days (complete with loss of taste). I tested myself on the 5th day since...
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    Anyone Else Soured on Dining Out?

    I've noticed that NYC restaurants are relying more and more on QR code menus. I love that for the sanitary aspect. No more sticky menus. I also had the pleasure of eating at a sushi restaurant yesterday that does not allow tipping. I found the service to be excellent and the menu prices...
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    Done with Bogleheads ... it's a cult

    +1 Their personal consumer issue forum is the place I go to if I want to see discerning reviews on products/services posted by people with an eye for quality and value. Not to say that I don't also find that here, but they have a section just for this alone! I also like their forum on...
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    Anyone Else Soured on Dining Out?

    Thanks for the suggestion! I will be scratching out the CVV when the new card comes in. I did notice that another credit card of mine has the CVV stamped into it and those numbers show up on the other side. :facepalm:
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    Anyone Else Soured on Dining Out?

    Ugh. I'm plenty soured with dining out right now. I'm pretty certain my credit card number was stolen/skimmed at a restaurant. The timing seems right and it was the only restaurant recently that took the card out of sight and it was then brought back to the table. I remember complaining to...
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    Cost of Cremation

    Last year, my FIL was cremated in TX and it cost $3k for the cremation and a metal box for the ashes. It was not the cheapest option; it was the right price point for the services provided.
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    trip cancellation/delay insurance??

    Depending on the cancellation policies of the hotels, I may get enough insurance to cover hotels that say they are fully refundable...but up to a point in time. I factor in scenarios where if I have a medical emergency during the trip and I can no longer continue it, I can be out the cost of...
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    Anyone Else Soured on Dining Out?

    Here's my experience in NYC - eating lunch with friends at a sit-down restaurant is averaging about $40 per person (non-touristy sections of Manhattan). It used to be more like $25 tops. I'm discouraged by the prices, but being able to socialize again makes it worth it to me. I have yet to do...
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    Financial "Success/Secrets" you only share with strangers but not families/friends

    I'm definitely on the "keep it a secret" bandwagon when it comes to family. We are a child-free couple who have numerous siblings that (we are certain) have less than us. I think one thing that I haven't seen mentioned is that weird dynamic that could occur if you are child-free, wealthy, and...
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    Dental insurance or dental plan?

    I use the Careington 500 plan for dental - this will be my second year. I used it for a bunch of services last year - no problems with my provider accepting it and the service prices were within my budget, so I renewed for this year. Keep in mind that the sample fee schedule that they send you...
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    Wait...what? Out of network problems are gone now?

    This will be my first year with an ACA plan and am a bit confused about the changes resulting from the law, specifically the part about post-stabilization services. I was under the impression that before this law went into effect, if you were vacationing in another State and happen to end up as...
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