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    Lake Superior Circle Tour

    We are making the loop around Lake Superior in our RV in July before heading west through the prairie provinces and dropping down into Idaho to spend some time with family. The circle trip has an online planner that makes it a snap to plan. So much to see!:dance...
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    Complicated(to me anyway) state residency questions?

    We are currently residents of Kentucky. We have two vehicles currently registered and licensed in Kentucky. We currently Have Kentucky Drivers licenses We own a home in Kentucky We pay property taxes in Kentucky We currently pay income taxes to Kentucky We currently vote in Kentucky. We leased a...
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    Polar Bear Tours to Churchill, Manitoba

    We are in the planning mode for a 2024 or 2025 trip in October or November to Churchill, MN to see Polar Bears and the Northern Lights. In round numbers its $9000-$10,000 CAD per person for the 7 day trip from Winnipeg. It's a bucket list item! Alternate destinations to achieve this? TIA...
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    Part time income, can I contribute to my Roth IRA and HSA with post tax income?

    I am now doing some part time work for my previous employer that I worked for before I retired. I will net about 20K after taxes. We file MFJ. I want to contribute 7k to my Roth IRA and $7300 to my HSA, I want to transfer the money from my checking account. Can I do this?:)
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    SS income counts toward ACA subsidy income level?

    My wife turns 62 next month I turn 62 in January 2023 Our annual expenses are approximately 60K We currently have no debt We have 4 years income in post tax accounts We have 25 years of income in IRA and Roth IRA accounts We generate 55k in dividends from our IRA and Roth accounts We currently...
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