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Thanks for the comments and telling your transition away from work. To answer a few questions that was asked. We live in a very small town around 1100, and going with part time has very few options, either at a gas station or Doller General... would prefer to not go that rout. I walk to work...

Thanks for sharing about your grandsons investing journey, glad to hear that he wants to put the bulk of it in an index fund, and not looking at the portfolio weekly is a good thing. Thanks, its nice to keep it simple and get returns that the broad market provides. Its always tempting to add...

I didn't think the returns form a total market fund differed much from a 500, but would be just as simple to start with that. Thanks for recommending "If you can". I will try and persuade her into reading it.

Going to start with $2000, so have enough to split it up a little, but leaning on starting with 100% stocks for now. And we explained the swings up and down and she said she wont mind. Be interesting to see how she feels about it after it happens. That's a nice thing that you started for great...

Started a custodial account at Fidelity for our 13 year old. She likes the idea of being able to be FI someday, but unfortunately has very little interest in learning about investing, she just said "buy what will make me the most". Trying to keep it simple and not end up with multiple funds...

Thanks for replies everyone. Got some good input and ideas to think about.

Thanks for mentioning a few numbers from our thread Feb. 2022. That was when we first felt we were close to ER and didn't have our numbers accurate. Looking closer at our budget, we found we won't need to withdraw nearly what we originally thought. One big thing we overlooked was still adding...

Thanks for the replies, and mentioning omy. I sometimes struggle finding what I am searching for and only found a few old post, but omy brings a lot of results.

Would like to get feedback from some of you that ER but found yourself stuck in "the one more syndrome" after you reached the financial number you spent decades working and sacrificing to achieve. Seems like something is always going on in the world to make a person think they better work a...

Thanks everyone for sharing your injury and outcome, and suggestions. Got a price for an ankle x-ray from a podiatrist and was over $600, so going to try some PT at home for a couple months first.

Thanks for sharing what you are doing, I will try those also. I just got done the standing on tip of foot method, and sure felt something going on in the ankle area.

I thought about just going in and getting the x-ray now to see if anything is wrong, but in the unlikely case that surgery would be needed, I am not sure what kind of noise the insurance would make after having it on record needing something done while under high deductible plan, and than...

They didn't do an x-ray or anything really when I went in shortly after it happened, I think they should have. I am considering switching from high deductible insurance to standard for a year and have it looked at closer, but will try some stretches an PT that was mentioned first.

Thanks for sharing the tip about PT and standing on toes, I will give that a try.

Thanks, that is actually reassuring. I was concerned it might get worse with age.

Thanks, but have not taken any antibiotics since the injury, but will read up on "floxed", always interested in learning something new.

I went to the clinic the morning it happened, and they basically told me it will be a long and slow recovery, and didn't need to come back unless it got worse. So 4 years later its much better, but I am still bothered by it after spending some time on my feet. Its a different pain than when it...

I have not done the gift i-bond yet, so not sure how it works, but quoting Gumby "For the first six months, each of those bonds will earn at a rate of 7.12%, for the next six months at a rate of 9.62%" I took it as it starts paying interest starting now.

Thanks for sharing that, I did not know you could purchase a gift for the future calendar year and receive current interest on it.

Looks like we are good with numbers on this forum, not surprising I guess since early retirement has a lot to do with math. I worded it wrong in the title when I said stumps everyone, should have said almost everyone. If you ask your family and friends, chances are they will say 90.

I stumbled upon this simple looking math problem last week and showed it to several people and have not found anyone that got it right, including my daughters 6th grade math teacher. It took Albert Einstein an hour to figure it out. If you travel at a speed of 30mph in the 1st mile, how fast do...

We have not contacted anyplace yet, but have seen 1 place showing that all units are individually owned, and they use a cycle to keep it fair for similar units. I guess nothing is stopping the owner of the management from buying a bunch of units and keeping those rented first. So far we have...

Thanks for the reply's, and glad to hear some of you are happy with the short term rental investment. What we are thinking about looking closer at would be like a condo/hotel that is meant for short term, and some of them have onsite/inhouse property managers and cleaning crew. It looks like...

Interested in getting some opinions, and especially interested in hearing from someone that has invested in short term rental property. We don't have any numbers to run by yet, just started looking what's out there. Would be a long way from where we live so would rely on property managers...

We went ahead and reread all the replies, and want to thank you all again. Some great opinions/suggestions. We decided to do just plan on reevaluating in a year. Were pretty confident we could make it work now, but would feel more comfortable with a little bigger cushion.