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+1 on the Cap One Quicksilver Visa card. I've been using it for years for overseas trips. I've never had an issue with it, and always receive the daily conversion rate. For us frugal types, it's a no-fee card!

You can try a section and see how it goes. DW (67), her sister (73), and I (68) were there to hike from Monterosso to Riomaggiore in October 2022. DW and her sister decided to opt out at Vernazza - as others have noted, the trail is rugged but beautiful. They took the train from Vernazza to...

True, but there are some situations which may change your plan for taking SS as late as possible. An unexpected, completely out-of-the-blue open-heart double bypass (CAD) made me "flip the switch" within a month of the surgery!!

1. A thru-hike is great for self-discovery. Appalachian Trail, Continental Divide, Pacific Crest are the classics, but for me it was the Camino de Santiago in Spain - much shorter, only about 500 miles. 2. Climb one of the Seven Summits. Kilimanjaro or Elbrus are easier ones, but not easy...

Norwegian Cruise Sydney to Auckland 12 days January 2024. Treasure Island FL in May with DS, DDIL, and 3 grandkids. Paris, Normandy, and Brittany with DBIL, DSIL, and others in September. Also hoping to add 2 mountain climbing trips in Colorado in July and August (while I still can!)

There is no "rules of being equally paid throughout the year". That's a mis-statement that somehow got started. The actual rule is "If you don’t pay enough tax through withholding and estimated tax payments, you may be charged a penalty. You also may be charged a penalty if your estimated...

This is good news. Was he able to verify whether the withholding from a Roth will meet the rules of being equally paid throughout the year?

Yes, I get that part. Sorry, I think I asked my question poorly. My question is why would someone think that Roth money would count differently from any other post-tax asset in fulfilling tax obligations? It seems to me that quarterly payments are the vehicle for paying tax obligations with...

Just curious - why would taking the money from the Roth be any different from taking it from any other savings/post-tax accounts?

+1 - Very fortunate to have to deal with these "first world issues".....

"I don't know of one (other than what Sunset posted just above). I'm content to use my Capital One Quicksilver Visa, which gives 1.5% and has no FTF. It also gives me the current spot rate, with no surcharges, etc., for every transaction. I feel like this is good enough. For example, if I were...