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Despite our best efforts, my wife and I attempted to teach our children (now all adults) the value of investing. However, not a single one of them has a 401k, an IRA, nor a taxable brokerage account. For Christmas this year, rather than hand them money or buy gifts - we'd really like to setup an...

I apologize in advance if the below copy/paste is unreadable. Please bring back the mobile app! “ The S&P 500 is up 14% this year, but just eight days that explain most of the gains.” “ Here's a hypothetical example of an investment in the S&P 500 over 50 years. (through August 2019) Total...

I received an email today from Amazon Pharmacy… has anyone tried it? Anyone have issues with getting prescriptions and/or insurance during the switch?

The latest GDP report was just released and it’s higher than most analysts expected at 2.4%! Additionally the DOW is on track to beat the longest winning streak since 1897 (not a typo) at 14 consecutive winning days! The pre market is way up and stocks are set to rise again today so hang on...

Dear ER Admins, Does the website and/or mobile app support polls (e.g. ask a question and members select from predefined responses). If not, is it a technical issue with the platform ER is using? I’m a software engineer with 25 years building websites and 10 years building mobile apps and...

I have a couple of questions for those of you in your late 70’s, 80’s, and beyond. 1) Have your annual expenses dropped as you have aged and if so by what percentage (even an estimate/guess is appreciated) 2) If your expenses dropped, what were the primary reasons (e.g. stopped traveling, paid...

I'm hoping to get other people's comments/feedback regarding your own FICalc.app results - specifically as it relates to the section "Portfolio at End of Retirement" (a.k.a. portfolio value when you die). Having used FireCalc and other tools, I generally understand the logic behind these...

My DW and I visited Alabama several months ago. We currently live in Idaho and are tired of the extremely long winter/cold conditions and we want to move South. Just recently some property near Montgomery and another large acreage in Wetumpka hit our radar and we are seriously considering...

Thought I would share my personal SORR (sequence of returns risk) mitigation strategy - which has worked pretty well. Would enjoy reading others personal experiences too… I retired at age 49 on January 3rd, 2022. In case anyone has forgotten, that’s the date which ended the longest bull...

According to history and the financial “experts”: The S&P 500 closed Wednesday (2/15/2023) above its 200-day moving average for the 18th session in a row... No prior S&P 500 bear market in history has made a new low after making 18 consecutive closes above its 200-day average

Okay here’s the situation…. I’m 50 years old and have had internal, prolapsing hemorrhoids (known as stage 3) for about 15 years. I’m very active/fit. Exercise 6 days/week. Eat good and mostly clean. I’ve tried stool softeners, extra fiber, suppositories, rubber band litigation, you name...

Ken Fisher, founder of one of the largest wealth management companies, just released a YouTube video where he recommends passive investing - specifically investing in low cost index funds… I just about passed out because as a former client, Fisher Investments had me invested in over 80+...

I suspect this will be a short thread (by design) but just curious to see who can accurately predict the 12/14/2022 daily S&P 500 gain/loss by the closing bell. I’ll go first but first a comment… the market has already baked in and expecting a .50 rate hike. Mr Powell will use some strong...

Employees will receive an email tomorrow morning (either to their personal or company email account - depends if they still have a job)… I was laid off once - it sucks! https://finance.yahoo.com/news/elon-musk-to-start-mass-layoffs-at-twitter-on-friday-005242825.html

This year I have been converting most taxable brokerage account from 80+ individual stocks that my FA had me invested in and shifting most of it to VOO. This served two purposes… diversifying into low cost index funds and tax loss harvesting. Two Questions 1) Can VTI be a tax loss harvesting...

After I retired earlier this year, I started to study day trading. I’m a software engineer by trade and have many patents related to techniques similar to those day traders use like exponential moving averages. Currently just playing with different approaches but might put some money towards...

I officially retired 1/1/2022 at the age of 49. I watched our professionally managed brokerage and IRA's drop 26% (including fees) and I survived :dance: I must say that retiring at the peak of a bull and watching your portfolios drop 26% was rough... so much so that I fired our AUM financial...

I've searched the Internet for answers (scary right) but I want to be sure I'm crystal clear... I have about 80 individual stocks (e.g. Apple, Microsoft, etc.) sitting in a traditional IRA... Long story but I transitioned away from my AUM Wealth Management Company and they had me invested in...

I just recently fired my AUM Wealth Management Company. My taxable brokerage account contains approx. 50+ individual stocks plus a few ETF's. My goal is to shift everything to a two or three, low-cost, index fund portfolio. Just prior to me firing them, they had recently performed some tax...

I retired at the beginning of this year at age 49. We have been living off our savings account and business buyout so our taxable income is $0. Our ACA administrator contacted us and they wanted us to switch to Medicaid, which I politely said no. Thus, I need to perform my first Roth...

I love the simplicity of Warren Buffett’s recommended portfolio (90% in a low-cost S&P 500 index fund, 10% in a low-cost short term bond fund). I promised my spouse (after convincing her that we should fire our AUM wealth management company) that we’d stick to a “couch potato” 2 or 3 fund...

Bill Bengen is the founder/father of the 4% retirement withdrawal strategy. He was recently a guest speaker on Rob Berger's YouTube channel and I was shocked to learn various things: The 4% rule is actually 4.7%. Bill himself does not follow the 4% rule/guidelines/recommendations (e.g. he has...

Well it took me about 1.5 years to convince my spouse that our Wealth Management Company (who charges 1.25% AUM fees) isn’t worth it and today I received her blessing to fire them! Many things led up to the decision (i.e. their CEO claiming months ago that the bear market we are now in was just...

I understand that the below line means I received a dividend but why does it say margin at the end? DIVIDEND RECEIVED DEVON ENERGY CORP NEW (DVN) (Margin)

Anyone know if I can purchase real estate via something like an in-kind stock/equity transfer? I know that I can sell the stock (and pay taxes) but I want to avoid the tax hit and just purchase land/home as an in-kind stock transfer. BTW - I would be transferring stock/equities from a taxable...