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Nicknamed State Fraud around here. Three years ago a hail storm ripped though my neighborhood in Minnesota. Everyone in my neighborhood got a new roof paid for by their respective insurance companies. Many printed out checks directly from the adjuster's vehicle. Not me. State Farm would not...

I refuse to pay the DMV their fee for paying online and so the DMV is my last hold out for a written check. I get some satisfaction that the local government has to pay someone to open my envelope and manually process my check.

As I type this, I am outside on my brand new patio and deck listening to my neighbor's dog bark incessantly. It barks for hours at even the slightest noise from our side of the fence when the neighbor isn't home. The neighbor is a spoiled 20 year old girl and daddy bought a house and she rents...

I had the same discussion when my water heater was 22 years old. The lifespan of this water heater is 18 years max. It was still working fine so we decided to wait until it failed. I regret that decision. It failed less than a year later at an extremely inconvenient time. Water leaking on floor...