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a friend of mine is looking to buy a house in the $200000 range. he currently has $10k saved for a down payment. last year he made $96k & hopes to do better this year, so lets call it $100k. also, no debt. because of his work situation, he ends up paying only 7% tax & gets a hefty cheque every...

i work offshore & make a good wage, but it can be a volatile industry. as such im planning on starting a safety net account when i get my taxes back this year. you know, 6 months worth of bills & all that. my question is what kind of vehicle to invest this in? ive got to be able to get the $$$...