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Thank you. I called Vanguard. You are right, I needed to transition the account.

I have both brokerage and Roth. I want to put it in the Roth, but there is only a brokerage option.

I just noticed this thread on a search for how to open an IRA CD at Vanguard. When I go into my Roth account there is no option to add a CD, just mutual funds. What am I doing wrong?