Search results

  1. T

    Gone by the third generation

    This is among my largest concern when building wealth. I often find myself asking, "Will it all be worth it?"
  2. T

    investing 20% in one stock

    I used to be of the same mind as Mr. Bernstein. I also hold it true for someone trying to accumulate wealth starting at 0. However, should your position be one of relative financial stability I see nothing wrong with sectioning off a small portion of your portfolio to take a stab at a few single...
  3. T

    What kind of stock/bond mix you looking at in retirement?

    90/10 I feel like inflation is a great risk to portfolio health than losses. again it depends a lot on your situation. no bullet proof answer.
  4. T

    Gold as an investment

    It shouldn't exceed 1% of your portfolio is my general rule with precious metals. My wife wears most of our 1% of that. If you purchasing well, (I.E. going out of country where the price for these things is significantly cheaper.) Beyond this, there comes a point in your wealth journey that...
  5. T

    New Weight Loss/Obesity Drugs Could Transform Economy

    However, if you don't retrain your eating and activity habits nothing will change. Morover I've been hearing reports that these same drugs damage your muscle mass as well. Simply put just reduce calories and move. It's healthier.
  6. T

    Romantic Relationships Post FIRE

    Hey, I REed at 34. Take on work you enjoy. Charities and what not. Even paid work. Perhaps a cause you believe in. It gives you the answer to the question "What do you do?" at cocktail parties. I ran into this same issue.
  7. T

    Abandoning EVs

    You have to make a sale on those autos to take a loss on them. Just because people say that's the price doesn't mean anyones buying.
  8. T

    Age 52 How much do we really need to FIRE?

    I concur with a lot of what's being said in this thread. You need to reevaluate your yearly spending. In short, it's possible but adjust your expectations in how much you spend yearly. Maybe learn bout frugality more? You will have a reduction in expenses from not working, however no one can...
  9. T

    Fitness Activities In Early Retirement

    glad to hear you are staying active and I love when people encourage this sort of activity. we walk three miles a day. I love biking, my wife's into Yoga. We had to scale back out activity as we got older, we still hit up the parks, and swim all summer long.
  10. T

    Do you click “AGREE” without reading privacy policy, terms of service, or other docs?

    My favorite thing to do during contract negotiations for anything is to sit down with the person who is making me sign the contract, and read it line by line. I highlight anything that could even be remotely questionable. Then, I have my spouse reread it in front of them. after that we have open...
  11. T

    Early Warning on the Economy?

    Anecdotal is an understatement.
  12. T

    How to lose a billion dollars?

    The Powerball, a tax on people who are bad at math.
  13. T

    Curious about HE

    Don't watch a "news clip" watch the whole interview. You are what media you consume and you are being sold an idea based on the opinions of that news channel, or in this case whatever drives views; which, sadly is rage/misery bait. She said they would provide all critical information relevant...
  14. T

    Curious about HE

    Thanks for this info. Also I agree with most of what you said. They may be found guilty of something small, but I don't think it will go anywhere as their number one customer is.... the department of defense ;)
  15. T

    Curious about HE

    Did you watch the hearing for the CEO? Soft ball after softball. Never mind the feds approved 100m for infrastructure costs. Also they make 200m a year. It depends on how badly they are found guilty you are correct. My presumption is it will be not at all for very slightly.
  16. T

    Curious about HE

    Not according to what I've been reading. First the power lines were shut down after the initial problem that was put out by the fire department. Second, the fire is an act of god, third, the forestry service ( which is the responsibility of the state) is responsible for the clearing of the brush...
  17. T

    Curious about HE

    Too late. I segregated a small portion of my portfolio swearing; if, I lose what's there, I won't ever try again.
  18. T

    Generating income off $500k portfolio for non-retiree.

    move to somewhere that's cheaper... They need to change nothing if they are willing to move to a lower cost area. Plenty are nice, plenty of parks, and plenty are low crime. Find a small neighborhood with a grocery store in walking distance. I'd focus on frugality not on income. Although, keep...
  19. T

    anybody else super conservative?

    To OP Okay, let's play the devil advocate. Where else would you go to live an earn better than here and why haven't you gone there? Why would you hold bonds if you don't trust the gov? in your 50's assuming you have no reason to assume your health will take a down turn soon, id say yes you are...
  20. T

    Anyone selling stocks to buy CDs, treasuries?

    But, wasn't chase in the crapper right now, and BoA quarterlies going back quite a way are turning a profit and looking nice?
  21. T

    Anyone selling stocks to buy CDs, treasuries?

    No. I wouldn't do that. I would just allocate future investment purchases to CDs; should, that allocation meet your investment goals.
  22. T

    Curious about HE

    Yep, and seeing as how they "are" the government because its federally regulated, and how the Biden administration just promised 100m in infrastructure spending I'll bet on the house.
  23. T

    Curious about HE

    In all honesty everything you told me about them as a customer reenforces my idea of being a shareholder. Sadly it seems the worst(moral) companies turn the best profits. My simple opinion is that should you not be able to afford electricity than you can't afford to to live at that location. In...
  24. T

    Curious about HE

    Thank you for your timely reply. I am estimating 18 months turn around time before we see this produce fruit for plucking. Considering the monopolistic nature of it's situation I am finding it... tempting. We shall see. I think I am diving in, full disclosure.
  25. T

    Curious about HE

    Hawaiian Eletric industries is something that's been on my watch list since long before I swore I would never purchase single stocks. The time of my boglehead view of the world has come and gone. I holds a few other things, (mostly bluechips I got on sale during chrona.) I feel like it's the...
Back
Top Bottom