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  1. M

    Landlords - I need your advice!!!

    We are in the prelim stages of talking to our landlord about buying the building we're in (an 8-plex). Not sure if it will happen. But we want to get into rentals as a way to suppliment our ER plan. We would plan on living in the building for somewhere between 7-10 years. ..and hope to pay off...
  2. M

    The yellow brick road...

    I feel OK about part of where we are...and maybe lacking in other areas. Here's the skinny: 1) Me: State govt employee. Currently working. Have 74 months more to work before I qualify for pension. Pension will start in 75 months. I expect to get around 25K/year starting at age 50. I'll also get...
  3. M

    Pension problems...

    I had heard of these women on the radio a short while ago. But now, they're in the July-August AARP Bulletin. They're flight attendants that are in danger of losing their "guaranteed" pensions. To call attention to their plight, and that of other folks who have lost or are losing their pension...
  4. M

    DRiPs?

    How many of you are really using DRiPs for part of your ER strategy?
  5. M

    I-bonds or money market for Emergency Fund?

    We have a (depleted at this point) Emergency Fund that is in a Money Market Acct. I'm wondering whether we'd be better off putting this into I-bonds given that the interest is much better and they can be cashed early with little penalty. Thoughts anyone? Potential drawbacks?
  6. M

    WHOAA!!! Everyone back to work!

    YOW! 120%!!!! http://money.cnn.com/2004/03/11/retirement/risingcosts/index.htm Retirement: It's going to cost you Most people have grossly underestimated how much they'll need to save for their golden years. March 28, 2005: 11:56 AM EST By Sarah Max, CNN/Money Staff Writer NEW YORK (CNN/Money)...
  7. M

    How do YOU plan to ER? -sister topic to "How Did You RE?" on the FIRE section..

    How do YOU plan to ER? -sister topic to "How Did You RE?" on the FIRE section.. I thought we were on track until I lost my job and had some emergencies while I was out of work for 11 months. Coincidently, I also wiped out most of our emergency acct looking for work. So...the Q is related to a...
  8. M

    I-bond links?

    In one of the topics I've read in the last week, there was a link toa thread on I-bonds in another forum (Morningstar???). The thread lead subject was I-bonds and written by the coffee house investor author. Additionally, there were several pages of Q & A. Does anyone have this link...
  9. M

    TIAA CREF = teachers annuity side

    Anyone here have experience with the annuity-side from an education institution? I like the low fees and ease of getting to a person with TIAA-CREF as well as the long-term view. However, another circumstance has me considering a slight shift. In KY, a state worker (or teacher, or county govt...
  10. M

    Real Estate

    How many of you in real estate would start now? I'm nervous about starting given the huge bubble. I've watched the house in which I rent an apartment TRIPLE in actual sale price (2 sales) in the last 5 years. My own (new) landlords consist of a couple who are in a roughly 10-12-year cycle and...
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