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Thank. North of Chicago near Lake Michigan.

Just noticed sticky thread. Thanks for the reply.

I don't know why the following is underneath my user id: "Confused about dryer sheets" Did this come in from some system glitch? Thanks.

I'm a 73 year old longtime lurker/member and have never introduced myself. My wife and I are comfortable in our retirement, now in Arizona, but not 'rich.' I also regularly check the bogleheads forum and am extremely grateful for the wealth of knowledge I have gained over the years here and...