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    Low cost car rental tips

    Came here to say Costco. I used to check all the sites but Costco travel usually beats the other sites.
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    48 y.o. hoping to Lean FIRE in 3 years

    Sadly, I didn't start pursuing military compensation until the past couple of years. That has been a huge game changer in my planning and saving. The reason I marked my retirement as lean is because many folks post having $M or $MM in the bank before retiring. My ability to retire will come...
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    48 y.o. hoping to Lean FIRE in 3 years

    I suppose I'll up my deferred comp 457b to $23K for 2024. Should max out my Roth IRA just after the 1st. I messed up and started contributing to my HSA before the end of 2023 thinking it would hit my HSA account in 2024 so I'll be faced with dealing with an HSA excess in 2023.
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    48 y.o. hoping to Lean FIRE in 3 years

    Sorry to hear that. That's horrible! In my case, I've been grinding away for 26+ years and haven't taken the vacations that I should have. I have nearly two years worth of leave built up. I've put off traveling and taking time for myself, all while putting my career first. It's time I take...
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    48 y.o. hoping to Lean FIRE in 3 years

    Yup. I've got a pretty affordable term life policy.
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    48 y.o. hoping to Lean FIRE in 3 years

    Her food because she's buying her groceries for her apartment. I'm buying groceries for the house, dinner dates, and usually cook meals. Sometimes I prep meals for her to take with her. Genders? We're both women. That'll be funny if she gets an itch to retire early after she took off work...
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    48 y.o. hoping to Lean FIRE in 3 years

    She's listed as my beneficiary on my pension. However I have the option to take out the highest option. The highest option means she would get my remaining contributions when I die. We have Opt 1, 2, 2A, etc. employee makes that choice.
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    48 y.o. hoping to Lean FIRE in 3 years

    She's one year older. Our career paths/lengths are different because she took off work when she pursued her education and I worked through while I was going to school. She just took almost 5 years getting her PhD while I took care of the house bills and such. She's at the beginning of her...
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    48 y.o. hoping to Lean FIRE in 3 years

    No kids. No parents. If I get hit by a beer truck the day after I retire, she gets: My pension contributions: ~ $100K My Roth IRA: $163K~ish My 403b: $90K~ish Life insurance: $100K Mortgage: -$100K Cash accounts, t-bills, iBonds: $60K My HSA: $17K SS Survivor: $450mo. She's subject to...
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    48 y.o. hoping to Lean FIRE in 3 years

    I plan to select the retirement option to take out the most which means she won't get my pension unless I die before I take out what I contributed to the pension. I'd have to die before I'm 54, otherwise I'll have drawn it all out. Our budget really doesn't rely on her income, though. Therefore...
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    48 y.o. hoping to Lean FIRE in 3 years

    I have to have 30 years of service, then I can retire at any age. I'll make my 30 in 2027.
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    48 y.o. hoping to Lean FIRE in 3 years

    Correct. My income went up last year. I moved jobs while still remaining with the state. Also, I only started pursuing my veterans benefits in the past three years. Sadly, I was unaware that I was eligible for veterans compensation so that's 20+ years that I haven't been receiving veterans...
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    48 y.o. hoping to Lean FIRE in 3 years

    I am a 48 year old married looking to retire in 2027 at age 51. My wife and I live in LCOL Louisiana. Assets: I have $218,000 in retirement savings invested primarily in stock and bond index funds (allocation: 65% stocks, 30% bonds, 5% cash). This is across a 457b, Roth IRA, and HSA. I also...
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