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I reviewed my plans summary and did not see anything relating to the rule of 55 within it. Since we are 7 years away from that, a lot could happen where I have a different 401k from a different employer and that could work great if I worked just an extra 6 months to have that option. I’m...

Thanks for the advice. We will start digging more on the ACA plans. The numbers we started with were worst case scenarios we have seen. We are hoping it’s more like 900-1000$ for both of us rather than 2000$ as that drastically changes the total number needed. We have discussed maybe going...

We have given thought to this, although it is 6/7 years away (from retirement). We will be relocating in 1.5 years and will have 5 years to get acclimated in our new area before retirement. We plan on focusing more on exercising, spending time on hobbies (hiking, kayaking, gardening, reading)...

We expect a score of 90% or better. Currently ours is 104% with our targets.

From Fidelity: Significantly Below Average Market: A significantly below average market is defined as the 90% confidence level of estimated future balances and/or estimated future income. The 90% confidence level represents "significantly below average market conditions" with 10% of all...

Truly appreciate the feedback and nice to meet you! That's why we are on here to continually learn and improve our planning. Getting to 6k a month will be tough with private health insurance being as high as it appears to be pre-Medicare. We are budgeting 2k a month for that alone. If we...

We've had retirement assets in Schwab & Fidelity and taxable assets in Fidelity & M1. In the end we have consolidated down to just Fidelity. The fees are cheap, selections are solid and after you have enough assets you get a dedicated free financial advisor. It's been working for us.

We use the Fido Planner page often. I think it takes into account your asset allocation and historic returns of it if you have those selected within the planner. If you do not, I'm unsure if its using historical S&P 500 returns or not. The score of 150 is very very high. Did you plug in your...

We are a couple aspiring to retire in 2030 at 54 & 52 and plan to live on taxable accounts until 59 1/2. At that age we will dip into our retirement accounts and then wait until 70 to get delayed full social security (one will be maxed out the other will be 3/4 of the max due to our income over...

We are planning for 2030 as well. Similar goal of $1.8-2 mil. Our target ages will be 54 and 52. Without early pensions the hardest thing we are finding in this process is to have enough to bridge before reaching 59 1/2. After tax (brokerage/savings) accounts are starting to be more of a...