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__________________________________________________ I am looking at the return of Bond Funds over time and fully understand its a cash preservation strategy, however with historical returns below 3% does it make sense to put 30% to 40% of your money in such a low return vehicle?

Teight Reply ____________________________________________________________________ Going to attempt to get to at least 65 and preferably 67 for SS. On paper I do not need it right now. Budget is pretty well defined however I have never lived on a pure budget thus this will be new. Expenses...

Thank you for the reply….Fire Cal tells me I am in very good shape….I just need confidence on the fund management.

This is my very first post as I am a 60 year old newbie to this really cool website. I am entering what I believe to be my last year of work (I doubt I will make it thru the whole year.) I started to manage my own finances, which at first was scary. However I found out fast the paid money...