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Brokers are also incentivized to push Plan G, since that is the most expensive option. I like Plan G, but G-HD or N might work for you. There's a guy on YouTube with a bad toupee who portrays himself as the Medigap expert, but he says some things that aren't true.

It might be nice to leave your heirs some Roth IRA money, which will be tax free for them.

I am 65 and was using a self cath for months. A cytoscopy showed that I had a blockage (one part of the prostate had grown upward and was blocking the entrance to the bladder.) My surgeon gave me some choices, and the least invasive one was Aquablation. I highly recommend looking into it. I...