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Just to clarify... The ISG Personal program does not use Monte Carlo analysis. It simply determines how much capital must be allocated to fixed-rate investments in order to avoid having to sell stocks before the entered holding periods. The idea is to create the same situation that most people...

By taking money out of an IRA early aren't you possibly giving up some potential tax deferred gains down the road? I understand that when you take the money out of an IRA early you are avoiding some taxes, but if the market has some hefty gains in the following years, you will be subject to...

Withdrawal Rates are calculated at the time you start withdrawing from your portfolio - right? Obviously, if you were to only withdraw 6% of your total portfolio every year - you'd never run out of money. - right? So if you have a substantial Portfolio - Over a Million. And were able to...